Jody Richards, Change Home Mortgage, Red Bluff, CA

I highly recommend using Jody to finance your home. She has excellent communication and makes herself available to answer any questions, maintains deadlines, and genuinely cares that the process goes as smooth as possible even going the extra mile if necessary. I will definitely use her for future purchases and refinancing.

Jody Richards is hands down a highly recommended lender! She answers my calls and texts promptly and works weekends too which is extremely important in this business!!! You ROCK Jody!

Great work from an excellent person. Highly recommended. Went the extra mile to make the transaction smooth and effortless. Lowered the interest-rate unexpectedly which was a pleasant surprise. Always available to answer questions, always professional.

For anyone looking to buy a home, I HIGHLY recommend Jody Richards - Commerce Home Mortgage NMLS 398979. She is amazing and we love working with her! She’s knowledgeable, efficient, and has always been great at keeping us updated on our loan status throughout the process. Thanks again, Jody! ❤️

Jody is hands down the most honest person. If she knows of a better rate at a separate company she will let you know to give you the choice to save money. She always goes the extra mile for clients.

I highly recommend using Jody to finance your home. She has excellent communication and makes herself available to answer any questions, maintains deadlines, and genuinely cares that the process goes as smooth as possible even going the extra mile if necessary. I will definitely use her for future purchases and refinancing.

Jody Richards is hands down a highly recommended lender! She answers my calls and texts promptly and works weekends too which is extremely important in this business!!! You ROCK Jody!

Jody is a great lender and person. I was working with some clients that lived in Colorado helping them purchase a home in California for their mom who had just lost everything in the Camp Fire. Their current bank did not loan in California so I referred them to Jody knowing she would go above and beyond to help them and she did not disappoint. Jody worked with them and spent her time helping them get things in order and then realized there was a way that benefitted the client more than getting a loan with her and she led them to that option. Moral of the story is she will always put the client before the sale and herself and that is exactly the kind of person you want on your team when navigating the home buying process!