Peoples Financial Corporation, Gainesville, GA

Kery is awesome! I was able to get approved for a second car loan through them. They were able to drop a lot of the "Inflated" costs that the dealership tried to add with warranties, etc. I was able to get an immediate reduction in payment and a better interest rate. All in all, the terms of my loan are decent for my credit at the time, and Kery is great. Only con so far: I did have an incident that I am trying to work with them on, an ex-employee of theirs told me that she could defer my payment as I had a major purchase coming up, and I went with that option. I later found out that she didn't have the authority to do that, and it reported to my credit as a late payment. It's my only late payment for over 2 years, so that's really frustrating. Outside of that, they've been a pleasure to work with. If you have poor - bad credit, I strongly suggest you give them a try.

Kery is awesome! I was able to get approved for a second car loan through them. They were able to drop a lot of the "Inflated" costs that the dealership tried to add with warranties, etc. I was able to get an immediate reduction in payment and a better interest rate. All in all, the terms of my loan are decent for my credit at the time, and Kery is great. Only con so far: I did have an incident that I am trying to work with them on, an ex-employee of theirs told me that she could defer my payment as I had a major purchase coming up, and I went with that option. I later found out that she didn't have the authority to do that, and it reported to my credit as a late payment. It's my only late payment for over 2 years, so that's really frustrating. Outside of that, they've been a pleasure to work with. If you have poor - bad credit, I strongly suggest you give them a try.