Bay Equity Home Loans, Haleiwa, HI

When other mortgage pros couldn't help with our home purchase, Marcia Murphy and the Bay Equity team in Haleiwa worked through the hurdles and got us our loan approved and closed on time! We came to Marcia after trying other lenders. Marcia and her team helped us find the best lender for our property purchase, and next thing you know, we closed the purchase! Much thanks to all of you!

Marcia was awesome. First time buying a home and she made the whole process so easy. She made sure I understood the ins and outs of my mortgage documents, and explained terms of mortgage in simple terms that I could understand. .

Smooth communication from start to a finish. A pleasure to have worked with Marcia Murphy and her team. Electronic submission and signing of documents through secure portal made the process efficient as well. For quick service with much Aloha I highly recommend Marcia and her team and I would call Marcia again in the future.

Marcia was extremely helpful through the entire home search and purchase process. From the initial preapproval meeting to promptly composing a lender preapproval letter to submit with our offers, and of course throughout the loan processing after the seller accepted our offer. Everything went well, even our request to speed loan processing and closing much earlier than the typical 45 days. I highly recommend Marcia Murphy, a very skilled loan officer.

This has been my third home loan experience with Marcia and it has been nothing short of exceptional. I was ecstatic to hear from Marcia that my refi-loan had just been funded which will save my family $11K in mortgage expense annually. Bravo Zulu to Marcia and her team for the professional yet down to earth customer support experience. I will be remiss if I did not highlight the extraordinary support I received from Marcia when the loan process hit a few snags. Marcia went above and beyond to offer solutions and communicated timely and responsive updates via email, messaging and voice until the issue was resolved. These actions in and of itself accentuates Marcia's commitment and dedication as a highly seasoned mortgage consultant and absolute driven Area Sales Manager, but it also speaks volumes on the teamwork, quality and assurance of Bay Equity on customer care. Mahalo Team Marcia and Bay Equity! Without hesitation, I will absolutely refer Team Marcia Murphy and Bay Equity Home Loans to anyone for their home loan and mortgage refinancing needs. They truly are my home mortgage consultant for life!

Marcia Murphy had been very responsive. She was easy and clear to communicate with. It was a seamless process from start to finish. Most importantly, the rate she gave me was very competitive. Thank you Marcia.

Bay equity has many different loans for all the different needs for instance: for self-employed, low credit, first time homebuyers, investment properties you name it they can get it! Customer service is key for me and they have it! Great company overall!

When other mortgage pros couldn't help with our home purchase, Marcia Murphy and the Bay Equity team in Haleiwa worked through the hurdles and got us our loan approved and closed on time! We came to Marcia after trying other lenders. Marcia and her team helped us find the best lender for our property purchase, and next thing you know, we closed the purchase! Much thanks to all of you!