Republic Finance, Louisville, KY

If I could give less than 1 star I would I co- signed for someone that already had a previous loan. I ask the so called manager if the loan I co-signed for would have anything at all to do with previous loan, was told Definitively, ( no ). Long story short shady does not say enough. Small claims here we come.

Would not recommend the Louisville, Ky, Bardstown Rd. branch at all!!! They took a payment without authorization to do so, and when I call the branch to address the issue, they answer the phone by saying "What's up" and then hangs up on me. Aren't they supposed to be professionals????

The 1 star reviews are accurate, especially concerning customer service. There are other options available...only use Republic Finance as the very last resort.

I am a contractor. This place is great for short term loans. I use them occasionally to cover business expenses while I am waiting to get paid from a job. There is no early pay-off fees so I pay the loan in a few weeks or a month or so. This works great for me. I would not recommend them if you are planning to only make payments for the entire term. Their interest rates are very high 28-38% in my experience. you'ed end up paying almost double the amount borrowed. Also watch out for add-ons to your loan: insurance, roadside coverage..., they try to slip them in on you. You don't have to take them, just say no.. like I said this place works great for me.

Settled my loan in July 2019, new store managers reporting my loan as late continues to call. It’s against the Fair Debt & Credit act. Every-time they call me it’s $1,500 I need a lawyer for these predictor lenders. Worst loan I e ever had.