Embrace Home Loans-Maryland - Frederick, Frederick, MD

If you are planning to buy a house in the extremely competitive market in the D.C. area, look no further. The team at Embrace Home Loans is personable, efficient, and available even on holiday weekends. They use visual tools to present complicated financial scenarios which made all of the difference for us as first time home buyers. We also locked in a great interest rate. The loan approval process was very quick -which you will need for competitive offers. Loved working with Gary May and Tom Trott. Tom sent us final closure disclosure documents on a weekend his son was getting married! I would highly recommend Embrace Home Loans!

Tom and his team are top notch! They made the loan process easy, and communication was quick and thorough. They were cognizant of our timeline and worked hard to ensure we closed on time. Tom provided excellent advice from day one, and all the way through closing. I highly recommend working with Tom for your mortgage needs!

Mike Haeffner is a great loan officer. He made my experience buying a home very smooth. There was constant communication and he made me feel like his only client. Thank you for your professionalism.

Tracy made our home buying experience much easier the second time around by keeping us well informed. We knew what to expect and when and communication was open at any time of the day. Tracy made our home loan experience as smooth as possible and was excellent to work with.

Gary was a pleasure to work with on our loan application. He is attentive and consultative, making the journey toward homeownership with him! I will recommend Gary to all my friends and colleagues. He is a dependable service professional. I believe he makes right-buyers become great buyers! He is a knowledgeable advocate throughout the loan process—the best buying experience I've had in a very long time. David S.

Several other lenders couldn’t use part of my income but he knew I’d get a better rate if it was included. He took the extra steps to make sure he could get me the best rate possible. His input also helped the sellers choose us over another all cash offer. Mike Haggerty got the deal done. Thanks Mike.

Tracy's communication and updates are informative. Tracy is the BEST! Embrace is the BEST!

Tom and his team are top notch! They made the loan process easy, and communication was quick and thorough. They were cognizant of our timeline and worked hard to ensure we closed on time. Tom provided excellent advice from day one, and all the way through closing. I highly recommend working with Tom for your mortgage needs!