Phil and his team were the entire reason for my home buying process going so smoothly! I am a first time homebuyer and admittedly did not understand many terms, the process, or what options I had. Phil was so educational and gracious with his time, calling me to explain parts of the process, and easing my nerves during closing. I toured one home and fell in love... and Phil was able to quickly get me through underwriting and went the extra mile when it came to convincing the selling agent to prioritize my offer. I truly could not have done it without the CCM team, would highly recommend to any new home buyers who are overwhelmed by the process.
Lili Hansen
1 year ago
My husband and I were in a unique situation with the bank and were about to close. After the banks mishandling and many roadblocks, we reached out to Phil. During our first call he went over every question I had and provided me with much insight into the mortgage process. He made sure I knew all my options and made me feel comfortable with our decision.
It was less than a month between our first call and closing. Phil and his team (Patrick) were efficient, effective, and professional. We highly recommend their services.
Bill Ferguson
1 year ago
Phil and his team went above and beyond our expectations. They were with us every step of the way. They answered all of our questions and made the whole mortgage process as painless as possible. Phil is great to talk to, is always available for any questions or concerns, and he is an effective problem solver.
We will no doubt use them again in the future if we ever have mortgage needs down the road. This team is second to none.
Kristin Graeber
1 year ago
Phil and his team have followed our journey for over a year due to the current housing climate. They were wonderful throughout. The team was always available, if we had to leave a message it was returned within 15-20 minutes. Their systems for document exchange and signatures are so user friendly any one can do it!! To the Cross Country Family of team members from our family, thank you so much!!! Kristin and David Graeber.
Joey Larsen
1 year ago
My wife and I chose Phil based on a referral from a family member who had a great experience with Phil.
Our experience was fantastic. As. 1st time buyer, Phil set expectations, gave me a roadmap for success which I followed and he delivered. He promised my wife (who is 6mo pregnant) that she would have a home before October. Well; We closed this week. Phil is a pros pro. A true model of a all star mortgage broker.
Jordan Bringgold
4 months ago
My wife and I were first time home buyers and found Phil through our realtor. We were in a time crunch for putting an offer in and then later for closing, yet Phil was patient with us and answered all of our questions no matter the time of the day. He made sure we had the best deal based on our situation and overall did a fantastic job. I would recommend Phil for any home buyers out there reading this. We are super happy with our new house and am grateful for all Phil did to make this happen!
Dhedan Tenpa
4 months ago
Phil and his team delivered amazing , wonderful and smooth services through out whole process of home buying experience. We are grateful for a amazing customer services and going above and beyond to deliver their services. We highly recommend Cross Country team for anyone buying house in the twin cities.
THANK YOU Phil and whole cross country team🙏
Miranda Soukup
4 months ago
Phil and his team were the entire reason for my home buying process going so smoothly! I am a first time homebuyer and admittedly did not understand many terms, the process, or what options I had. Phil was so educational and gracious with … More
Miranda Soukup
1 year ago
Lili Hansen
1 year ago
Bill Ferguson
1 year ago
Kristin Graeber
1 year ago
Joey Larsen
1 year ago
Jordan Bringgold
4 months ago
Dhedan Tenpa
4 months ago
Miranda Soukup
4 months ago