Mountain State Financial Group, Fargo, ND

Steve has been an incredible help throughout our home buying process! He is always on top of things and answered all our questions no matter how many and no matter what time of day. He is great at explaining all the details of what is happening throughout the process and gives monthly then weekly updates. We are so happy we trusted Steve to help us!

Outstanding customer service! Kray Olson is awesome, and will bend over backwards to help his clients. The process of refinancing my house was so much easier with his help, and he was very willing to explain the parts I didn't understand, and patient enough to answer the million questions I had. Would definitely work with them again, and I highly recommend others to work with them as well.

Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Steve was able to boil down all the rates and acronyms into logical information we needed to make the right decision. Steve went out of his way to make sure we got the best available loan at the lowest possible rate and got us though all of the loop holes, we couldn't of done it without him! He made himself available for any comments or questions no matter the day or time. I recommend Steve to anyone in the market for a mortgage.

Steve was a huge help for us throughout the purchasing and closing process. He made everything so seamless and continually was able to make adjustments for the better for us! I would recommend Mountain State Financial Group (specifically Steve Rowe) to anyone looking for a communicative mortgage broker who always has your best interest first! Thank you, again!

Kray is officially my go to lender! As a military member and investor he helped me navigate the pros and cons of both investing and using my VA loan. His knowledge and patience was a key reason me and my spouse was able to get both a new home and an investment property! Highly recommend!

Kray Olson was such a help in my home loan process. I have never purchased a home, so it was all very confusing to me. But Kray went out of his way to explain things to me, so I understood. He helped me through the whole process and even came by my place to pick paperwork up to get things going. Kray was a very down to earth guy as well as honest. He has also always been there when I have reached out unlike some people and places who never return a call. I would highly recommend him!!

My wife and I worked with Kray for our mortgage, and he was awesome! Always super helpful and supportive throughout the entire process, and would spend extra hours when needed to make sure things got done. If you need help with your mortgage, Kray is your guy!

Kray was wonderful to work with for securing my mortgage. He was able to explain everything really well and made sure everything smoothly! I will recommend him to everyone!