Ready Capital, Berkeley Heights, NJ

The buyer expected to get clear to close after providing tons of paperwork to you and paid $4500 But because of your decision not to give us CTC, the buyer lost the EM of $5000 and after all, you want to steal $2391.50 from the buyer Your lending institution brings us some trouble and wasted a lot of our time hoping to get CTC, but it was your decision not to approve the loan and to play games for almost 2 months of waiting What a shame on you

Ready Capital approved my loan then I received an email that they don't know what my loan amount it. How is that possible when they are the one approving and funding it? Then they asked for my tax papers that I have already sent to Lendio another loser of a company, and according to Lendio Ready Capital have all my paperwork. I emailed them and still have not received a response back and now I received a text....and still don't respond. Absolutely ridiculous. All calls are forwarded to voicemails. SMH

Somebody Definitely needs to be a stop to these guys, they do not take care of customers,don't answer phone calls and don't Return phone calls.

I'm now having my company's second PPP loan handled by REady Capital where it was sent by Lendio. They offer customer service but will not connect you with a person; only a recording; chat is done by robots so their entire customer service facility is USELESS. Avoid this lender if at all possible. They are not staffed and or do not care about small businesses loan needs.

Based on my own (very successful) experience of working with ReadyCap Lending (RCL), I can only imagine that the other negative reviews here are posted by competitors looking to tarnish RCL's reputation. I found the process to be EXTREMELY efficient and smooth. What could have easily been a 6-12 month struggle of securing funding, was accomplished in 8 weeks. Every contact I dealt with at each new stage of the process was highly professional, experienced, quick and informative in their responses, and gracious in their guidance. All that being said, here's the full background story: My wife and I decided to purchase a dance studio roughly 10 months ago. While our family and friends were very generous in their financial support, it wasn't quite enough to cover the cost of the sale, so we looked into applying for an SBA loan. SBA loans are notoriously difficult to secure, considering the mountains of paperwork necessary to cross every t and dot every i. The first loan broker we approached fell through because they had no experience with the business model dance studios work under. With time running out, we were fortunate enough to find RCL. within a few hours of the initial phone call, our application was submitted and David Matrisciano and his assistant, Cora Panos, spent the week helping us prepare the necessary documents for a successful submission. Throughout the flurry of emails and phone calls, David and Cora patiently walked us through the process until we were introduced to the next team member, Jaimie Diaz. Jaimie conducted a very thorough interview with us, no only asking about the business, but getting to know us on a personal level to ensure her report truly reflected the whole picture. It was clear to us the folks at RCL put a lot of time and care into their clients. Once the time sheet and commitment letter were in place, things moved even faster, and before we knew it, we were introduced to our closing specialists, Adrian Mihzer and Gail Johnstone, who helped carry our application to the finish line within just 2 weeks. It would be a lie to state that the process was not harrowing, for that is simply the nature of the beast. SBA loans involve all sorts of regulations and stipulations, but RCL made this venture completely manageable. It's insane how quickly everything got done. Our dream of becoming arts entrepreneurs would not have come to fruition this soon without the tremendous efforts of everyone at RCL. We are endlessly grateful.

If negative 100 was an option. I called and texted after they reached out once, nothing. Never picked up, never respond to the emails, and all I want at this point is to be sure they don't run my credit or do anything as I plan on using someone else. The worst I've come across. There isn't even a robot to leave a message with. Just don't. SB Readycap Lending sba might as well take them off

Ready Capital approved my loan then I received an email that they don't know what my loan amount it. How is that possible when they are the one approving and funding it? Then they asked for my tax papers that I have already sent to Lendio another loser of a company, and according to Lendio Ready Capital have all my paperwork. I emailed them and still have not received a response back and now I received a text....and still don't respond. Absolutely ridiculous. All calls are forwarded to voicemails. SMH

I'm now having my company's second PPP loan handled by REady Capital where it was sent by Lendio. They offer customer service but will not connect you with a person; only a recording; chat is done by robots so their entire customer service facility is USELESS. Avoid this lender if at all possible. They are not staffed and or do not care about small businesses loan needs.