Bay Equity Home Loans - Mike Richardson, Reno, NV

Mike and his team provide the best support and guidance throughout the home buying process. Excellent communication, very knowledgeable and easy to reach when you have questions. Mike helped me with my primary home and we just closed on a second home. I highly recommend Mike and his team. Truly a 5 Star experience every time.

Working with Mike Richardson is wonderful! Aside from being extremely knowledgeable and professional, most importantly he is kind and available. When I would send text message questions, he always knew when it was best to call me back versus text me back. He felt available to us 24/7 and would proactively update us on each step of the process. We not only bought a new home through Mike, but also refinanced an existing loan. In other words - we can recommend Mike for a range of loan needs! :)

We wanted to move to the Reno/Sparks area from out of state. Once we were ready to pick a local lender, we did some research and found Mike Richardson at Bay Equity Home Loans. Out of all the choices of lenders we had at our fingertips, we are glad we picked Mike! Mike and his team have been fantastic throughout the entire process. Mike is prompt, professional, knowledgeable and has a “can do attitude”. At no time did we feel like we were not important to him. In fact, we felt like he treated us like we were the most important transaction of his day. I would pick Mike again in an instant and highly recommend his services. There is no other lender to consider. We cannot thank Mike and his team of professionals enough.

Mike, Nick, Jessica and Jacob were truly excellent to work with during the loan process. They were incredibly knowledgeable and quick to respond to any questions. They provided great advice as well. Additionally, they use a secure portal for all document uploads that was very easy and user friendly. We have been through multiple purchases and refi’s over the years. However, this is our first time working with Mike’s team and we will definitely be using them for all our future transactions. The loan process was the least stressful out of all of the previous transactions we have completed. I can’t emphasize this enough! They check all the boxes I highly recommend!

My wife and I were finally in the market to purchase our very first home. We had no idea which lender we should go with, and with us both being self-employed, and have heard many horror stories about qualifying and securing a loan, especially during these tough times. After doing some research, and reading a bunch of reviews online, we decided to go with someone local, and we are so glad that we did! Mike, Nick, and the whole team at Bay Equity were simply AMAZING. They guided us through the whole process, and did everything in their power to help us get the house of our dreams. Mike and Nick were always quick to respond to all of my questions, even during while spending quality time with their families. They kept us informed throughout the whole process, and went the extra mile to help us during this stressful time. They really do care genuinely care about their customers, and my wife and I are lucky to have found them. We are definitely recommending them to all of our friends and family! Thanks again guys for the being part of our home buying journey and for making it such a fun and stress free experience!

I recently had the pleasure of working with Mike, and I can't express enough how grateful I am for the outstanding service. As a first-time homebuyer, the process seemed very daunting, but Mike and his entire team at Bay Equity made it work. Their expertise, patience, and dedication were evident from the start. They secured the best mortgage terms for me, and their responsiveness and clear communication were top-notch. Thanks to Mike, Nick, Marlyn and the rest of the Bay Equity team, I am now happily settled into my new home. I highly recommend their services!

I want to give a HUGE shoutout and thank you to Mike, Nick and the rest of their team at Bay Equity! From the first time I talked to Mike, he made the overall experience of buying a house as smooth as possible. He was extremely patient, answered every question that came up on my end, and always responded in a timely manner. I cannot say this enough: I fully recommend using Bay Equity Home Loans when purchasing your next property. They will do their utmost best on working with you to get the job done. I cannot wait to buy another property in the future and work with Mike and his team once again!

As the owner of a real estate transaction coordinator company, I've had the pleasure of collaborating with numerous lenders over the years. But when it came time for me to buy my own home, there was one lender who really stood out. Mike and his whole team! I have know Mike for a few years and he patiently waited until I was finally ready to take the plunge into homeownership. I can't express how grateful I am for his understanding and non-pushy approach during that time. In my business, I've seen many lenders who seem more interested in closing deals than building relationships. But Mike is different. He genuinely cares about his clients, and it shows in every interaction. On top of that, working with him was an absolute breeze. From the get-go, his professionalism and efficiency were top-notch. Him and his team dotted every "i" and crossed every "t" without missing a beat. It was clear that they truly cared about getting things done right, which is something I always look for in lenders I work with day in and day out. Long story short, Mike has been my personal hero. I've seen his exceptional qualities in action with countless clients in my business, and I can't recommend him enough. While I still maintain a professional relationship with other lenders, Mike will always be my go-to guy for his outstanding service and preparedness. Cheers to you, Mike! You're a rockstar!