OneMain Financial, Akron, OH

I don't know the exact numbers but. . . 6 7 maybe 8 years ago, ( I'm sorry, the combat ptsd really messes with my memory) I got a 3k 3 year loan...paid it off in about 2 years. Years later.... I got a 6 or 7k loan for 5 years Refinanced in 2 years with my personal bank for half the APR.(almost have it paid) Both using my vehicles as collateral. Now...with a credit score 60 70 points higher than it has ever been. They denied me because I didn't want to use a car title??!!???? Only needed it for a short time. 1/4 of what I have borrowed in the past!!? I just could not did not want to use my daily title for collateral. I feel I have built trust that just wasn't reciprocated. Thanks anyway, I will not use again!

The only reason I am giving more than 1 star is because of the very nice people who work here. As for the business and how they do loans, I'd give less than 1 star. Before taking out a loan, understand what a pre-computed loan is. The catch is that you are paying most of the interest on the front end of the loan and your principal isn't touched until the balance nears what you actually took out. This does not work like other loans, they will get all of their interest money from you unless you pay it off entirely. Making extra payments doesn't save you much if anything at all. I would recommend looking at other loan companies who do not use the rule of 12's as an underhanded way to ensure you don't get ahead on the loan before they've collected the majority of the interest.

Talked with Abby she was very rude and hung up on me twice I had to call back she didn't care for my response just hung up instead

I highly recommend OneMain! They are friendly, professional and provide quick efficient service. Kaitlyn G. and the team know what they are doing and provide excellent service. Can't say enough great things.

One main is awesome! My experience was phenomenal! I did have to call them after my loan application was submitted, 2 days after. After I spoke with someone it wasn’t even 24hrs that the loan money had been deposited into my bank account! Highly recommend! I applied for the loan to consolidate credit card debt. Couldn’t be more pleased with my experience!!

Abbie at the Arlington ridge office is amazing. Everything was quick and efficient and she got the job done. I will refer everybody that I can to her…A++ service

I filled my personal information online with the one main financial website directly. Clearly tells you filling out your information won’t hurt your score.😠😠 So then I followed up at Akron Oh branch and spoke to a gal to follow up. She … More