Valley Auto Loans, Spartanburg, SC

I applied specifically for a refinance then dozens of auto dealers called and emailed me for auto loan offers . Not sure why they’re calling me since I already have a car. Then I checked my credit report and found out that a hard inquiry was done by a credit acceptance which I later find out it was related to a the same application I applied for refinance. This is a company that use any misleading info to get dealers a lead .

My application was specific to "refinance or personal purchase" and like every other lender, it insisted I sign up for a fee-credit score (whivh required a credit card, LMAO), or noted my application was "accepted" but then did nothing. Calling the number brings me to an obnoxious operator that cuts you off, and keeps ignoring what you are asking for, redirecting you to "turn-in" or "trade-in" a car in order to buy a car from them or a sponsoring dealership, presumably, when you specifically wanted to make a private purchase. They had no idea where my application went, had no record of my application ,and the non-800# brings you to an answering machine with the voice of the same obnoxious voice - scam? can't tell cause nothing adds up - but probably.

Scam, if i could rate 0 i would. Dont anwser the phone, nor return phone calls. Maybe they work with people to get a car. But refinancing is a joke. Dont waste your time! Owner responds on here, you cant respond back either.

Was told that I was pre-approved sent me to a dealership come to find out they didn't know who Valley Auto Loans were never heard of them as I was told. No pre-approval and no car. Could have saved myself gas and an hour drive. Wish I could rate 0 stars.

I'm starting to doubt this is a legitimate company. I applied last week, still haven't heard or received anything from them. I've called them 5 different times and all I got was a voicemail.

My application was specific to "refinance or personal purchase" and like every other lender, it insisted I sign up for a fee-credit score (whivh required a credit card, LMAO), or noted my application was "accepted" but then did nothing. Calling the number brings me to an obnoxious operator that cuts you off, and keeps ignoring what you are asking for, redirecting you to "turn-in" or "trade-in" a car in order to buy a car from them or a sponsoring dealership, presumably, when you specifically wanted to make a private purchase. They had no idea where my application went, had no record of my application ,and the non-800# brings you to an answering machine with the voice of the same obnoxious voice - scam? can't tell cause nothing adds up - but probably.

I applied specifically for a refinance then dozens of auto dealers called and emailed me for auto loan offers . Not sure why they’re calling me since I already have a car. Then I checked my credit report and found out that a hard inquiry was done by a credit acceptance which I later find out it was related to a the same application I applied for refinance. This is a company that use any misleading info to get dealers a lead .

Scam, if i could rate 0 i would. Dont anwser the phone, nor return phone calls. Maybe they work with people to get a car. But refinancing is a joke. Dont waste your time! Owner responds on here, you cant respond back either.