Physician Bank, Sioux Falls, SD

Julie Velline is the absolute best! I have bought 8 homes in my lifetime and never have I had such excellent service with my mortgage. She is easy to talk to, responsive, very smart, and informed about mortgage options. She always answered all of my questions right away, even in the evening and on weekends. She worked with my real estate agent to make sure that my offer to buy a house was clear and well understood. She even spoke with the sellers agent for us! I whole heartedly recommend her. Thank you for all of your help in buying our dream house, Julie!

Julie Holm Velline went above and beyond to help me purchase my home. She's very professional, diligent, positive, kind and friendly. She is extremely knowledgeable in using resources to help buyers get the best rate and the best monthly mortgage payment that fits the buyers needs. She helps you feel and believe that no matter your past credit issues. She will find a way to help you purchase your home. She is readily available at all times and puts you first as soon as she is able too same day. You are not just a number or $ signs with Julie. I am so grateful Julie was a huge part of my team with my home buying experience! I wouldn't own my home if it wasn't for her. She certainly deserves more than 5 stars.

The folks at Physician Bank exceeded all of my expectations for my new (and first!) mortgage. They were all so lovely to work with and made the mortgage process a breeze. My loan officer, Chris, was on top of everything and always in contact with my realtor and I. Juanita with their private banking service was also spectacular. I couldn't recommend this group more to those who qualify for physician's home loans. So amazing, thank you all!!

Being a first time homebuyer, Jean Marthaler was fantastic and an absolute pleasure to work with! She worked tirelessly day and night in order to secure my mortgage loan and be able to close on time in this crazy market. I would 10/10 work with her again and will be recommending her services to all of my family and friends who are in need of a mortgage loan! I will be forever grateful for her being able to help me achieve my dream of homeownership!

We worked with Jean to refinance our mortgage. She was extremely helpful in helping us determine the best option that would work for us and getting all documents in order. She made the process as easy as could be. I would highly recommend Jean if you are looking a mortgage or refinancing.

My fiancé and I are so grateful we got to work with Julie! As first time home buyers, the home buying process can be daunting but we honestly could not have had a better experience. Julie is available night and day to address any of our concerns and her responses are always very prompt. We valued how organized she is and would recommend her expertise to anyone. Thank you Julie!!! Looking forward to working with you again in the future :)

Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.

I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!