Creative Retirement Planning, Inc. - David Nute NMLS# 91704, Sequim, WA

PLEASE BE AWARE OF THE FOLLOWING: “In July 2022, CFP Board issued an order in which Mr. Nute received a revocation of his certification and his right to use the CFP® certification marks. This sanction followed an appeal of a January 2022 Order of Revocation from the Disciplinary and Ethics Commission (Commission). The Code and Standards Enforcement Committee of CFP Board (Enforcement Committee) affirmed the Commission’s findings that Mr. Nute failed to treat fellow professionals and others with dignity, courtesy, and respect in violation of Standard A.7 of the Code of Ethics and Standards of Conduct (Code and Standards).

Dave began assisting us with our financial accounts over 10 years ago which has allowed us to enter retirement with a sound financial base. While working, Dave provided assistance for investing in financial products to enhance our accounts later used for retirement. He diversified our accounts which included stocks, bonds, a reverse mortgage, and several annuities. He also advised obtaining an umbrella policy on our home for extra security for unexpected issues. We trust his advice and are pleased to have a comfortable retirement. We have enjoyed working with Dave.

We began working with Dave on our retirement savings plan about six years ago. Dave was very good about listening to what we wanted and prepared several investment options to suit our desires. We wanted a rather conservative low risk plan and Dave has delivered to our expectations. Dave is also very responsive whenever I need to reach out for information or to schedule an in person meeting. We are very pleased with Dave's service.

We have been with Creative Retirement Planning for over 10 years during that time Dave has been a valued asset to our financial goal and retirement plan. Dave's insight and guidance allowed us to retire two years earlier than planned. Dave is ALWAYS very responsive to any questions or concerns we have. But to me his guidance to a long term care option has been priceless. As a diabetic I had been turned down on three different occasions for a long term care policy. Dave found me an annuity policy that gave us 3 times our investment for long term care and if not used our initial investment would be returned and even better no monthly premiums. Which has been a great relief to I and my wife. Richard P. Fink Commander/US Navy/Retired

Dave has been handling our entire retirement portfolio since 2012. We wanted to be relatively conservative and he set us up with a diversified portfolio that has grown more than we imagined. He also set up long term care insurance for us, which we were concerned about. We are grateful for his help, and especially the peace of mind knowing that our finances are in good hands.

Dave began assisting us with our financial accounts over 10 years ago which has allowed us to enter retirement with a sound financial base. While working, Dave provided assistance for investing in financial products to enhance our accounts later used for retirement. He diversified our accounts which included stocks, bonds, a reverse mortgage, and several annuities. He also advised obtaining an umbrella policy on our home for extra security for unexpected issues. We trust his advice and are pleased to have a comfortable retirement. We have enjoyed working with Dave.

We have been with Creative Retirement Planning for over 10 years during that time Dave has been a valued asset to our financial goal and retirement plan. Dave's insight and guidance allowed us to retire two years earlier than planned. Dave is ALWAYS very responsive to any questions or concerns we have. But to me his guidance to a long term care option has been priceless. As a diabetic I had been turned down on three different occasions for a long term care policy. Dave found me an annuity policy that gave us 3 times our investment for long term care and if not used our initial investment would be returned and even better no monthly premiums. Which has been a great relief to I and my wife. Richard P. Fink Commander/US Navy/Retired

We began working with Dave on our retirement savings plan about six years ago. Dave was very good about listening to what we wanted and prepared several investment options to suit our desires. We wanted a rather conservative low risk plan and Dave has delivered to our expectations. Dave is also very responsive whenever I need to reach out for information or to schedule an in person meeting. We are very pleased with Dave's service.