Luminate Home Loans (Eau Claire), Eau Claire, WI

I would recommend Brian to anyone looking for their first home. Something that was really important to us when we were looking for a lender was working with someone that wouldn't make us feel stupid for not knowing what we were doing or how the process worked. When we first met Brian I knew he was our guy. He explained everything to us, was kind, and was beyond helpful. It felt like he was genuinely getting to know us. He came to our closing, and explained every aspect of our monthly payment perfectly. The only reason I took a star away is because throughout the process we were working with multiple people from his office. At times they contradicted each other, and it was clear there wasn't proper communication between them at the office. Brian handled the situation swiftly, and apologized to us. I am looking forward to working with Brian again on our future home purchases!

Jared was fantastic to work with! He communicated well and he was with me every step of the way of the mortgage loan process! I truly appreciated his help and friendliness! I would recommend anyone looking to buy a home to contact Jared! He is the best! Thank you so much!

Jared and his team made the transaction very smooth while providing regular updates. He was was able to close the loan in a very short window without any delays.

Brian and Maria were an incredible company to work with for our recent mortgage loan and made us feel like family. They were well organized and had great communication. If you’re looking for a mortgage lender this is the place to go!

Brian Cottrill and staff did it again! We got our first home financed through them (when they were called Leader One) and now, almost three years later, they helped us refinance. The process took longer than we expected, but it was worth it. We got an excellent rate, lower monthly payment and we expect to pay off our home much sooner. Brian is always a pleasure to do business with. He’s personable and knowledgeable. The new website at Luminate makes it easy to upload documents and check out the status of the loan, all the way up to the final signing. I would recommend Brian and Luminate to anyone looking for a loan!

Brian and his team were amazing to work with! They were on top of everything and made sure to always check in with me along the way to make sure All of my questions were answered! They went above and beyond to make sure my loan process went smoothly! I appreciate Brian and his team and would for sure recommend to anyone looking to get a mortgage!

From start to finish, my loan process with Brian Cottrill at Luminate Home Loans was incredible. He communicated frequently and clearly and did everything he could to get us approved for the best loan available to us. I would highly … More

The Cottrill team was great to work with! The communication between everyone throughout the home buying process was always professional and I never felt like I didn't know what was going on. I would highly recommend Luminate and team Cottrill!