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Loan guides

Plain-English answers to the questions people ask before, during and after borrowing — with the math shown and official sources cited.

Request a personal loan

✓ Free to use✓ About 3 minutes✓ No obligation✓ Bad credit OK to apply
  1. 1 Choose an amount and fill out the form
  2. 2 Get matched with a lender in our network
  3. 3 Review your offer and get funded, often next business day

Tip: apply on a weekday morning for the best chance of funding by the next business day.

No hard credit inquiry on our end; lenders may check your credit. Not a lender; approval, amount and terms come from the lender. Example: $1,000 over 12 months at 35.99% APR ≈ $100.46/month.

Payday loans

Comparisons

AFEX Lending: What the Company Offers and Who It's ForAmerican Web Loan (AWL) Review: Loans, Terms and EligibilityAmicus Lending Review: What It Offers and How It WorksApps Like Brigit: Alternatives Compared by Limit and FeeApps Like Cleo: Compare Limits, Fees and SpeedApps Like Dave: How the Alternatives CompareApps Like EarnIn: Alternatives Compared, Plus Options for Bigger AmountsApps Like Empower and Klover: Limits, Fees and Who QualifiesApps Like MoneyLion: Instacash Alternatives and How They CompareTitle Loan Companies Compared: Who Lends Where, Online or In StoreCash Advance Apps That Work With Chime and VaroCash Advance Apps With No Credit Check: What They Check InsteadCash Advance Apps Compared: Limits, Fees and When You Need MoreDash Credit: Loan Amounts, Terms and EligibilityEarned Wage Access: How It Works and How It Compares With Payday LoansGranite Bay Financial Review: What the Company OffersHelpful Lending: What It Offers and How It WorksIs a Payday Loan Installment or Revolving Credit?Loan Apps: Which Type Gets You the Money You NeedLoan at Last: What Its Website Says Now and Where to TurnLoans Like Advance America: Online Alternatives to CompareLoans Like Avant: Online Personal Loan AlternativesLoans Like CashNetUSA: Online Alternatives to CompareLoans Like Check Into Cash: Online Alternatives to CompareLoans Like LendingPoint: Online Personal Loan Alternatives to CompareLoans Like Mariner Finance: Personal Loan Alternatives to CompareLoans Like MoneyLion: Personal Loan Alternatives to CompareLoans Like NetCredit: Installment Loans and Lines of Credit ComparedLoans Like OneMain Financial: Personal Loan AlternativesLoans Like OppLoans, CashNetUSA and Advance AmericaLoans Like Possible Finance: Small Installment Loans and Bigger OptionsLoans Like Rise Credit: Online Installment Loan AlternativesLoans Like Speedy Cash: Compare Options in Your StateLoans Like Upstart: Online Personal Loan Alternatives to CompareThe Loansmith: What It Offers and How It WorksPayday Loan vs. Cash Advance: What's the Difference?Payday Loan vs. Installment Loan: Which Fits Your Budget?Payday Loan vs. Personal Loan: Which Should You Choose?Payday Loan vs. Title Loan: Which One Fits What You Need?Personal Loan vs. Credit Card: Cost, Payments and Which to UsePersonal Loan vs. Line of Credit: Fixed Payments or Flexible Draws?Is a Payday Loan Secured or Unsecured?Title Loan vs. Personal Loan: Which Is the Better Fit for You?Title Loan vs. Title Pawn: Same Collateral, Different RulesUniversal Credit Loan Review: What It Offers and How It ComparesUpside Lending: What We Found and What to Do Next

Your situation

Emergency Cash: How to Get Money Fast When You Need ItLoans for 18-Year-Olds$255 Payday Loans: How They Work and How to Get OneLoans for a 500 Credit Score (and 400–580 Scores)Loans for a 600 Credit Score: Your Options and How to Get ApprovedLoans After Bankruptcy: How to Borrow AgainBack-to-School LoansBad Credit Loans Near Me: Storefront vs. Online LendersLoans for Bad CreditBoat Loans: How to Finance a Used Boat, Motor or RepairBorrow MoneyLoans to Pay Car InsuranceCar Repair LoansCash Loans: Find the Right Type and Get Funded FastGetting a Payday Loan With a Chime AccountChristmas Loans: Cover Gifts, Travel and Holiday BillsCollateral Loans: How Secured Loans Work and What Counts as CollateralLoans That Accept a Current AccountDebit Card Loans: How Instant Funding to Your Card WorksDebt Consolidation Loans for Bad Credit: Options and the MathDebt Consolidation Loans: Turn Several Payments Into OneDental Loans: How to Pay for Dental Work NowDirect Lenders for Bad Credit Loans: What It Means and How to Find One FastDirect Lender Payday and Installment LoansLoans for People on Disability IncomeEmergency Loans for Bad CreditEmergency Loans: Fast Money When You Need ItExtremely Bad Credit Loans: What Still Works and How to ApplyFast Cash Loans: The Quickest Ways to Get MoneyLoans for Federal and Government EmployeesLoans for Felons: What Lenders Actually Look AtFlex Loans Explained: Draw What You Need, Repay Over TimeFuneral Loans: Help Paying for a FuneralFurniture Financing With Bad Credit: Your Options ComparedLoans for Gig WorkersBad Credit Loans Guaranteed ApprovalHome Improvement Loans for Repairs That Can't WaitIncome Based Loans: How Lenders Approve You on What You EarnInstant Loans: How to Get Approved and Funded FastITIN Loans: How to Borrow With an ITIN, and Options for ImmigrantsLoans for Low Income BorrowersMedical Emergency LoansMobile Loans: Request Money Right From Your PhoneMoving Loans: Pay for Your Move in Monthly PaymentsLoans Near Me Open Now: Find Help Today, Day or NightLoans Near Me: Local Help Without the TripNeed Money Now? Here's the Fastest Way to Get It HandledPayday Loans That Accept Netspend AccountsLoans With No Bank AccountNo Credit Check Loans: What to Know and How to ApplyNo Credit Loans: How to Borrow When You Have No Credit HistoryPayday Loans Without Direct DepositLoans With No JobLoans for Nurses, Travel Nurses and Healthcare WorkersOnline LoansBorrowing Money With PayPal or VenmoLoans to Pay Your Phone BillLoans for Postal WorkersLoans You Can Get on a Prepaid Debit CardQuick LoansEmergency Rent LoansRV Loans: How to Finance, Fix or Borrow Against an RVSame Day Loans for Bad Credit: Get Approved and Funded FastSame Day Loans: How to Get Money FastSecond Chance Loans: Borrowing After a Credit SetbackLoans for Self-Employed People: Prove Your Income and Get ApprovedLoans for Seniors and RetireesShort Term Loans: Payday, Installment, Credit Line and Title ComparedLoans for Single Mothers: Fast Help When the Budget Runs ShortSmall Loans for Bad Credit: How to Get $100 to $2,000Small LoansLoans for Social Security Recipients: Your Benefits Count as IncomeLoans for SSI Recipients: How to Borrow the Smart WayLoans to Pay TaxesTax Refund Advance: Get Your Money SoonerLoans for Teachers and School StaffEmergency Travel LoansLoans for Truck Drivers: Company Drivers and Owner-OperatorsLoans for Uber Drivers and Delivery DriversLoans for Unemployed People: Get Help Between JobsLoans to Pay Utility BillsVacation Loans: Book the Trip, Pay in Fixed Monthly PaymentsLoans That Work With Varo BankVet Financing: Pay for Your Pet's Care NowLoans for Veterans and Disabled VeteransWedding Loans: How to Finance Your Big Day and What It CostsWho Will Give Me a Loan if No One Else Will?

How-to guides

APR vs. Interest Rate: The Simple Difference and Why It MattersHow to Borrow Money From Cash App, and What to Do If You Can'tCan a Payday Lender Sue You, Even After 7 Years?Check Cashing Near Me: Where to Cash a Check TodayHow to Consolidate Payday Loans Into One PaymentHow Much Would a $500 Payday Loan Cost?Cash Advance on a Credit Card: What It Really CostsWhat Credit Score Do You Need for a Personal Loan?Payday Alternative Loans: How Credit Union PALs WorkDo Payday Loans Build Credit?Got a Call About a Payday Loan Debt? How to Check the NumberHow to Get Free Money: Legitimate Sources and What to Watch ForHow to Get Out of Payday Loans (and Into One Simple Payment)How to Get Out of a Title Loan (and Keep Your Car)Credit Inquiries: Hard vs. Soft and What They Mean for Your LoanNeed Help Paying Bills? Here's How to Get Them CoveredHow Loan Terms Affect the Cost of Credit: Worked ExamplesHow Long Does It Take to Get a Personal Loan? Timeline and TipsHow Many Payday Loans Can You Have at Once?How Much Personal Loan Can I Get? A Simple Income and DTI EstimateHow Much Can You Get for a Title Loan?How Do Payday Loans Work?How Do Title Loans Work?How to Apply for a Personal Loan, Step by StepHow to Fix Your Credit Score: Step by Step, With a Realistic TimelineHow to Get a Cash Loan: Your Options, RankedHow to Get a Payday LoanHow to Get a Title LoanHow to Get Cash Fast: 10 Ways, Ranked by SpeedLegitimate Online Loans: How to Know a Lender Is RealOnline Loan Marketplaces: How They Work and How to Use OneWhat Is the Maximum Payday Loan Amount?The Military Lending Act: What It Means for Your LoanIs No Credit Better Than Bad Credit? How Lenders See Each OneThe Online Lenders Alliance (OLA), ExplainedPawn Shop Loans: How They WorkAlternatives to a Payday LoanCan a Payday Loan Company File Criminal Charges?Payday Loan Requirements: What You NeedPayday Loan Scams: How to Spot a Fake LenderCan a Payday Loan Garnish Your Social Security?Can Payday Loans Garnish Your Wages?Can You Get a Payday Loan on the Weekend?Are Payday Loans Included in Bankruptcy?Can Payday Loans Go on Your Credit?How to Get a Personal Loan With Bad CreditPersonal Loan RequirementsHow to Prequalify for a Personal Loan Without Hurting Your CreditHow to Refinance a Personal Loan: Steps and the Math That MattersCan I Refinance My Title Loan?What Are Some Alternatives to Title Loans?Title Loan Interest Rates: What State Law Allows and What You'll PayHow Long Before a Title Loan Repossession?Title Loan Requirements: What You NeedTribal Loans: What They Are and How They WorkWhat Is a Cash Advance? The Definition, Explained Four WaysWhat Is a Good Credit Score? Score Ranges and the Loans Each One UnlocksWhat Is a Payday Loan?What Is a Title Loan?What Is an Installment Loan?What Is an Unsecured Personal Loan?Where Can I Borrow Money Immediately? Every Option, Ranked by Speed

Personal & installment

Laws

Loan amounts

Title loans

Reference

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