Cedar River Finance Co., Cedar Rapids, IA

We have used Cedar River Finance for our clients and it has completely changed the way we do business! Cedar River has been pivotal in helping our small business grow and I know it is helping them as well! We are very fortunate to be partnering with a company that takes so much care into what they do!

Really really shady. I used Cedar River Financing to finance a violin purchase for my son. The bills only reflect a balance that assumes you are paying the bare minimum for years. To get to an actual person and find out what the actual pay off balance is requires wading through phone menus and even then it takes the person on the line a weirdly long time to figure out how much you actually owe. In most credit situations you see a listed principal balance. Avoid using them at all costs... go get a loan from a proper bank. And businesses should not work with them as a financing option.

MY ACCOUNT was mismanaged. Their poor record keeping was very frustrating. They say they send bills out for the next month but try to charge late fees even when they're the ones not sending out paperwork on time. If I can't called in about my final payment they would have tried to charge me more fees probably. They cost me over $200 in interest. I would not recommend them at all.

This company has been really great to work with. Super response and easy to get ahold of! Not only that, it is REAL HUMANS you answer to and not automations. They are clear about what they can offer and the stipulations of their financing.

They can not keep their records straight at all. Very frustrating. Their mistakes cost us over $200 in interest. The supervisor admitted mistakes were made but refused to work with us.

MY ACCOUNT was mismanaged. Their poor record keeping was very frustrating. They say they send bills out for the next month but try to charge late fees even when they're the ones not sending out paperwork on time. If I can't called in about my final payment they would have tried to charge me more fees probably. They cost me over $200 in interest. I would not recommend them at all.

Really really shady. I used Cedar River Financing to finance a violin purchase for my son. The bills only reflect a balance that assumes you are paying the bare minimum for years. To get to an actual person and find out what the actual pay off balance is requires wading through phone menus and even then it takes the person on the line a weirdly long time to figure out how much you actually owe. In most credit situations you see a listed principal balance. Avoid using them at all costs... go get a loan from a proper bank. And businesses should not work with them as a financing option.

This company has been really great to work with. Super response and easy to get ahold of! Not only that, it is REAL HUMANS you answer to and not automations. They are clear about what they can offer and the stipulations of their financing.