Steve Lacefield, Mortgage Lender NMLS #1399315, Edwardsville, IL

I can not express in words how overwhelmed with joy I am to have worked with Steve during the purchase of my new home. He came highly recommended and he proved to me exactly why. He works with the client’s interest in mind. He was extremely responsive, kind, calm and professional. The seller requested a change to the closing date, so the timeline was short but entire team at Carrollton Bank worked tirelessly to ensure the deal closed on time. Steve responded to e-mail messages that were sent after bank hours where I would not have expected a response until the next day. He guided me through the entire process and gave multiple courses of action. He meticulously monitored the ever fluctuating interest rates and locked me when they were low, saving me thousands of dollars. He completely transformed the deal following the appraisal where it worked out in my favor due to him going above and beyond. The deal was nothing short of a miracle and my children and I will be forever grateful.

My wife and were recommended to reach out to Steve by our realtors, as they have worked with him many times before. Steve was great. For my wife and I, it was our first time buying a house. Steve did an amazing job at walking us through things, being clear, and answering all of our questions. Go with Steve!

Steve was so amazing during the process of getting my first home loan. Steve walked me threw the process and made the process very easy. Steve ands we’re all my questions I had during the process, explained everything and made me feel comfortable threw out it all. I had another loan company at first that was a horrible experience and when I was referred to him from day one, has done nothing but go above and beyond. I couldn’t be thankful enough for him and his team!!

Steve and his team were excellent to work with! We were able to complete our application entirely online, and Steve got us a great rate. Highly recommend giving Steve a call if you need a mortgage!

Steve is a great loan officer! As a first time homebuyer he made things easy and quick. He is quick to respond to questions and explains in great detail. I will recommend Steve to all my friends!

Steve went above and beyond to make buying our home an incredibly easy and straightforward process. He was on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. This is our second time using Steve for a mortgage loan and we would definitely use him again!

As a local realtor that works with many local lenders, I can honestly say that the level of service I receive from Steve is unmatched. He provides excellent and consistent communication, friendly service and goes above any beyond to find the possible terms for his clients. We have used Steve for our personal mortgage as well and trust him completely!

Steve at Carlton Bank was a big help on my home mortgage. He was easy to get in contact with via email, text, or phone call. Also helped me secure a low rate and in this market every little bit helps. Will be back for my next home purchase.