OneMain Financial, Gastonia, NC

Got a letter saying I could be approved for up to $9,000 secured. Decided to use it for debt consolidation, would be nice to only have one payment to keep track of. Sent in an application, and based on what I gave it was lowered to $3,000. My car is older and not worth much anymore, so that's fine. I got a call from Tracy, who said that the only thing they might be able to approve is $1,500, but they would let me know after submitting it. Tracy got back to me and said they could not approve me for anything. Terrible experience, to be frank. Normally I wouldn't write a review if I didn't get to use a service, but this experience upset me enough that I felt compelled to share it. If you aren't truly desperate, stay away. Actually, even if you are, I'm sure there are better companies, this one seemed to lie to me at every turn.

I think one main financial is just another title loan company they say for people who has bad credit but the truth is that it just a scam you have to give up your car or boat to get the loan if you missed a payment by by car thsts how they make money lie

the loan application process was easy and I was able to complete everything online for my convenience. I also was very appreciative that they were able to take the check to the company who I had financed my product from. Saved me a lot of time.

Very good loan experience. This was my second loan and Debbie made the process very quick and easy as well as rewarding. All smiles over here!!

My first loan experience was so fast and easy with OneMain. Tracy was super helpful and kind!

This is the worst place to deal with. They always have an excuse as to why they won’t give out a loan regardless if you’re holding title in hand. I will not ever deal with this company again. I was approved for loan but couldn’t get because my disability was ending and I was going back to regular work making 5 times my disability. Their Excuse was “manager sitting beside the lady” they’d have to write the loan for 1 month and it would have to be satisfied by 1 month since disability was ending even though my regular work pay was starting back.

Got a letter saying I could be approved for up to $9,000 secured. Decided to use it for debt consolidation, would be nice to only have one payment to keep track of. Sent in an application, and based on what I gave it was lowered to $3,000. My car is older and not worth much anymore, so that's fine. I got a call from Tracy, who said that the only thing they might be able to approve is $1,500, but they would let me know after submitting it. Tracy got back to me and said they could not approve me for anything. Terrible experience, to be frank. Normally I wouldn't write a review if I didn't get to use a service, but this experience upset me enough that I felt compelled to share it. If you aren't truly desperate, stay away. Actually, even if you are, I'm sure there are better companies, this one seemed to lie to me at every turn.

Y'all make it so easy for me to borrow $$. I am self employed and have a 780 credit score, but most banks do not know how to read a schedule C tax form. Chad and the staff are GREAT.