Bank of the James Mortgage - Charlottesville, Charlottesville, VA

Jamie Yowell and his team at the Bank of the James are the absolute best. I have had the pleasure of working with Jamie on multiple personal transactions and I cannot emphasize enough my appreciation for his, and his team's, thoroughness and COMMUNICATION throughout the process. Jamie is not someone who is just going to initiate the loan and then pass you off to someone else. Jamie is there every step of the way and takes a truly sincere interest in what this loan is allowing you and your family to purchase. He and his entire team take the time to understand that this isn't simply a transaction, they genuinely appreciate that purchasing a home is a significant life event and communicate with their clients every step of the way and even after the closing just to check in.

Jamie and his team at Bank of the James made our first time homebuying experience way less stressful than expected. Jamie personally called the seller's agent to let them know that we were qualified buyers, and this helped us to get the first house we made an offer on. They were there with us every step of the way, and locked us into a low interest rate, even as rates started to rise this spring. We had multiple personal calls with the team and they were always very responsive to our first time homebuyer questions, and had everything ready for a quick turnaround on closing. Can't recommend this team enough! Thanks to Jamie and Bank of the James for helping us to make our dream of owning a home a reality!

I can't recommend any one else in Charlottesville to help you with your mortgage more than Jamie Yowell at Bank of the James. It was our first time buying a home and he made us feel so comfortable and knowledgeable. You'll be in good hands with Jamie!

In our case, it was very different from other customers, such as receiving remittance from overseas and processing foreign bank documents. It needed a lot of patience and effort till closing. Without Jamie's professionalism and patience, we almost gave up our mortgage process. Really thankful.

Jamie and his team were GREAT and communicative throughout our refinance a few years ago and our new home purchase this year. They always provided detailed responses to our questions and kept us updated consistently throughout the entire process.

My wife and I worked with Jamie Yowell throughout our home buying process. He is the sole reason we are currently in our home. We had planned on waiting until our lease end to jump into the market. He encouraged us to look into what it would take to break our lease. It was sage advice, and allowed us to start looking earlier than we anticipated. Jamie was a constant communicator, and the team at Bank of the James made the process as seamless as possible. They ensured we had the best strategy for securing the lowest monthly payment possible, and were diligent in preparing us for closing. Most importantly, they took the time to make sure we understood the process and they were patient with our questions. We’d use them again in a heartbeat and encourage you to consider this team in your home search.

Jamie and his team were unbelievably great in managing the loan process for a recent purchase. Excellent communication from start to finish. They made everything easy. I cannot recommend them more highly. If you work with Jamie and his team, you will not be disappointed.

When we were buying our first home in Charlottesville our realtor recommended Jamie as a lender saying he was a problem solver. Not only did Jamie solve the problem of our tricky financial situation, but he was (and continues to be) one of the most kind, professional and genuine people we've had the pleasure of working with. As first-time home buyers we had a TON of questions. The whole lending portion of the process can be overwhelming, and the number of questions one tends to have can begin to make you feel like a burden. But because of Jamie there was never a moment where we felt afraid to ask, or unsure of what was happening. His confidence made us feel secure that no matter what we were getting our loan approved in time for closing. Even after the transaction was completed, Jamie has continued to be an invaluable resource for us as newcomers to the area, recommending contractors, painters, and even great places to grab a bite to eat. He not only helped make our move here possible, but he was the first to make us feel welcome. We can't recommend him enough. Jamie is a gem!