Security Finance, Wausau, WI

I got a loan from them through a mailing. They sent out a feeler check & if I choose to cash it, I just had to make my payments (no problem). When you have good payment history, they authorize you for increases on your original loan. Sadly instead of adding to the existing loan, they close it out & pull your credit when reopening the "new" loan. (Which they didn't do with the original check offer). If they could do a soft pull instead of a hard pull I'd give them a better score because hard pulls stay on your credit for 2 years. Many installment loan locations DON'T EVEN PULL YOUR CREDIT. Other than that, I'm happy with my experience. However, unlike other installment loan places, Security Finance reports your payment history to the credit bureaus so good payment history looks good on your credit. If my payday falls after my payment date, I just call (prior to my due date) & let them know I'm waiting for my check & they have no issue waiting for my payment a few extra days, nor does it count as a late payment on my credit. I've never had excessive calls from them. If you have, it's likely because you didn't make your payment & you avoided calling (or answering calls from) them.

Very easy to deal with and they work with you in case of hard times.

Great job I have gotten loans from them in the past!

Cannot follow simple contract law. They tell you all the wonderful things about their lending process and how after a few payments you can refinance. This is great if you are the working Joe, but I am disabled and have a rep. Payee. My payee's name is on top of every form I provided. I even disclosed that I had a payee and they gave me a loan anyhow. So when it came to me wanting to roll my loan over after an established payment history, they all of a sudden have a company policy that prevents them from dealing with disabled people that have a payee. Then they expect you to repay something when they violated their own contract. Best advice is to make sure you read everything and obtain copies of whatever you sign.

I have had absolutely no issues with this company. The only people that complain about them calling you are people that don't make their payments on time. If you call them and tell them your payment will be late they will work with you so you can avoid the reminder calls, duh! They are great!

I got a loan from them through a mailing. They sent out a feeler check & if I choose to cash it, I just had to make my payments (no problem). When you have good payment history, they authorize you for increases on your original loan. Sadly instead of adding to the existing loan, they close it out & pull your credit when reopening the "new" loan. (Which they didn't do with the original check offer). If they could do a soft pull instead of a hard pull I'd give them a better score because hard pulls stay on your credit for 2 years. Many installment loan locations DON'T EVEN PULL YOUR CREDIT. Other than that, I'm happy with my experience. However, unlike other installment loan places, Security Finance reports your payment history to the credit bureaus so good payment history looks good on your credit. If my payday falls after my payment date, I just call (prior to my due date) & let them know I'm waiting for my check & they have no issue waiting for my payment a few extra days, nor does it count as a late payment on my credit. I've never had excessive calls from them. If you have, it's likely because you didn't make your payment & you avoided calling (or answering calls from) them.

I have had absolutely no issues with this company. The only people that complain about them calling you are people that don't make their payments on time. If you call them and tell them your payment will be late they will work with you so you can avoid the reminder calls, duh! They are great!

Cannot follow simple contract law. They tell you all the wonderful things about their lending process and how after a few payments you can refinance. This is great if you are the working Joe, but I am disabled and have a rep. Payee. My payee's name is on top of every form I provided. I even disclosed that I had a payee and they gave me a loan anyhow. So when it came to me wanting to roll my loan over after an established payment history, they all of a sudden have a company policy that prevents them from dealing with disabled people that have a payee. Then they expect you to repay something when they violated their own contract. Best advice is to make sure you read everything and obtain copies of whatever you sign.