Loans in Crockett County, TN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Crockett County, TN.
The median household in Crockett County earns $62,165 a year, 11% below the Tennessee median of $69,595. About 14% of residents live below the federal poverty line, and 28.4% of households rent their home. 11.5% of households have no home internet; our form works on any phone.
Crockett County money snapshot
| Crockett County | Tennessee | |
|---|---|---|
| Median monthly rent | $857 | $1,189 |
| Households earning under $35,000 | 29.3% | 24.0% |
| Renters spending 30%+ of income on rent | 41.9% | 47.3% |
| Households with Social Security income | 35.1% | 32.4% |
| Households receiving SSI | 7.1% | 5.4% |
| Households receiving SNAP benefits | 13.5% | 10.8% |
| Adults who are veterans | 6.9% | 7.3% |
| Households with one car | 27.0% | 30.7% |
| Households with two or more cars | 65.8% | 64.1% |
| Unemployment rate (Crockett County, August 2026) | 3.3% | 3.7% |
| Median age | 39.7 | 39.3 |
- 29.3% of Crockett County households earn under $35,000 a year (Tennessee: 24.0%). Lenders in our network look at steady income, not just salary size — see loans for low-income borrowers.
- 7.1% of households in Crockett County receive SSI (Tennessee: 5.4%). Here's how lenders treat SSI income: loans for SSI recipients.
- 35.1% of Crockett County households receive Social Security (Tennessee: 32.4%). Many lenders in our network count benefits as income — see loans for Social Security recipients.
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (not seasonally adjusted).
On our Cash Strain Index, Crockett County ranks #69 of 95 Tennessee counties (#1 = most financial strain).
What do I need to get a payday loan in Crockett County?
Lenders that serve Crockett County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
How much can I borrow in Crockett County?
Online payday loan requests through our network typically run $100 to $1,000. The lender decides the final amount based on your income.
What Crockett County borrowers use it for
the fastest options online
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Crockett County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Personal Loans
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
Title Loans Legal
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Loan businesses in Crockett County
The Census counted no consumer-lending or check-cashing storefronts in Crockett County in 2023. That's why most Crockett County borrowers apply online: our short form reaches lenders that serve the area, and many deposit funds by the next business day.
Source: U.S. Census Bureau, County Business Patterns 2023 (NAICS 522291 consumer lending; NAICS 522390 other activities related to credit intermediation, which includes check cashing).
Banks and credit unions in Crockett County
Banks with branches in Crockett County
9 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Crockett | 4 | 104 E Main St, Bells 38006 |
| Renasant Bank | 1 | 33 E Main St, Bells 38006 |
| FirstBank | 1 | 650 Main St, Friendship 38034 |
| The Huntington National Bank | 1 | 526 S Bells St, Alamo 38001 |
| Foundation Bank | 1 | 9 N Bells St, Alamo 38001 |
| The Peoples Bank | 1 | 6306 Highway 88, Maury City 38050 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Crockett County. The nearest counties with credit unions:
Credit unions in Gibson County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Leaders Credit Union | 15431 S First St, Milan 38358 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Dyer County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Leaders Credit Union | 382 Us Highway 51 Byp W Ste 2, Dyersburg 38024 |
| First South Financial | 230 Community Park Rd, Dyersburg 38024 |
Source: NCUA credit union branch data, June 30, 2026.
All Tennessee counties and cities
Frequently asked questions
Are payday loans legal in Crockett County?
Crockett County follows Tennessee law. Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Are title loans legal in Crockett County?
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Where can I get a small loan in Crockett County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Crockett County?
Fill out our short online form from anywhere in Crockett County. We share it with lenders in our network that serve Tennessee; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
What is the median household income in Crockett County?
The median household income in Crockett County is $62,165 a year, compared with $69,595 across Tennessee (Census ACS 2020–2024). Lenders look mainly at steady income you can show, such as paystubs or regular benefit deposits.
Can I get a loan on Social Security income in Crockett County?
You can apply. 35.1% of Crockett County households receive Social Security income (Tennessee: 32.4%). Many lenders in our network accept regular benefit deposits as income if they go into a checking account in your name.
What is the unemployment rate in Crockett County?
3.3% in August 2026, down from 3.5% a year earlier (U.S. Bureau of Labor Statistics, not seasonally adjusted). If you're between jobs, some lenders accept other regular income such as benefits.
Are there loan stores near me in Crockett County?
Crockett County had 0 consumer-lending businesses and 0 check-cashing and other credit-service businesses in 2023 (Census County Business Patterns). You can also skip the trip and request a loan online in about 3 minutes.
What is the average rent in Crockett County?
Median gross rent in Crockett County is $857 a month, compared with $1,189 across Tennessee (Census ACS 2020–2024). If rent is due before payday, a small online loan can cover the gap; compare the total cost first.
Can I get an emergency loan in Crockett County?
Yes. When an unexpected bill comes up, Crockett County residents can request an emergency loan online at any time of day. Our 3-minute form goes to lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Crockett County?
Yes. You don't need to visit a branch or storefront anywhere in Crockett County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Tennessee. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.