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Loan guides

Plain-English answers to the questions people ask before, during and after borrowing — with the math shown and official sources cited.

Request a personal loan

✓ Free to use✓ About 3 minutes✓ No obligation✓ Bad credit OK to apply
  1. 1 Choose an amount and fill out the form
  2. 2 Get matched with a lender in our network
  3. 3 Review your offer and get funded, often next business day

Tip: apply on a weekday morning for the best chance of funding by the next business day.

No hard credit inquiry on our end; lenders may check your credit. Not a lender; approval, amount and terms come from the lender. Example: $1,000 over 12 months at 35.99% APR ≈ $100.46/month.

Payday loans

Comparisons

AFEX Lending: What the Company Offers and Who It's ForAmerican Web Loan (AWL) Review: Loans, Terms and EligibilityAmicus Lending Review: What It Offers and How It WorksApps Like Brigit: Alternatives Compared by Limit and FeeApps Like Cleo: Compare Limits, Fees and SpeedApps Like Dave: How the Alternatives CompareApps Like EarnIn: Alternatives Compared, Plus Options for Bigger AmountsApps Like Empower and Klover: Limits, Fees and Who QualifiesApps Like MoneyLion: Instacash Alternatives and How They CompareTitle Loan Companies Compared: Who Lends Where, Online or In StoreCash Advance Apps That Work With Chime and VaroCash Advance Apps With No Credit Check: What They Check InsteadCash Advance Apps Compared: Limits, Fees and When You Need MoreDash Credit: Loan Amounts, Terms and EligibilityEarned Wage Access: How It Works and How It Compares With Payday LoansGranite Bay Financial Review: What the Company OffersHelpful Lending: What It Offers and How It WorksIs a Payday Loan Installment or Revolving Credit?Loan Apps: Which Type Gets You the Money You NeedLoan at Last: What Its Website Says Now and Where to TurnLoans Like NetCredit: Installment Loans and Lines of Credit ComparedLoans Like OppLoans, CashNetUSA and Advance AmericaLoans Like Possible Finance: Small Installment Loans and Bigger OptionsLoans Like Speedy Cash: Compare Options in Your StateThe Loansmith: What It Offers and How It WorksPayday Loan vs. Cash Advance: What's the Difference?Payday Loan vs. Installment Loan: Which Fits Your Budget?Payday Loan vs. Personal Loan: Which Should You Choose?Payday Loan vs. Title Loan: Which One Fits What You Need?Personal Loan vs. Credit Card: Cost, Payments and Which to UsePersonal Loan vs. Line of Credit: Fixed Payments or Flexible Draws?Is a Payday Loan Secured or Unsecured?Title Loan vs. Personal Loan: Which Is the Better Fit for You?Title Loan vs. Title Pawn: Same Collateral, Different RulesUniversal Credit Loan Review: What It Offers and How It ComparesUpside Lending: What We Found and What to Do Next

Your situation

Emergency Cash: How to Get Money Fast When You Need ItLoans for 18-Year-Olds$255 Payday Loans: How They Work and How to Get OneLoans for a 500 Credit Score (and 400–580 Scores)Loans for a 600 Credit Score: Your Options and How to Get ApprovedLoans After Bankruptcy: How to Borrow AgainBad Credit Loans Near Me: Storefront vs. Online LendersLoans for Bad CreditBoat Loans: How to Finance a Used Boat, Motor or RepairCar Repair LoansCash Loans: Find the Right Type and Get Funded FastGetting a Payday Loan With a Chime AccountChristmas Loans: Cover Gifts, Travel and Holiday BillsCollateral Loans: How Secured Loans Work and What Counts as CollateralDebit Card Loans: How Instant Funding to Your Card WorksDebt Consolidation Loans for Bad Credit: Options and the MathDebt Consolidation Loans: Turn Several Payments Into OneDental Loans: How to Pay for Dental Work NowDirect Lenders for Bad Credit Loans: What It Means and How to Find One FastDirect Lender Payday and Installment LoansLoans for People on Disability IncomeEmergency Loans for Bad CreditEmergency Loans: Fast Money When You Need ItExtremely Bad Credit Loans: What Still Works and How to ApplyFast Cash Loans: The Quickest Ways to Get MoneyLoans for Federal and Government EmployeesLoans for Felons: What Lenders Actually Look AtFlex Loans Explained: Draw What You Need, Repay Over TimeFuneral Loans: Help Paying for a FuneralFurniture Financing With Bad Credit: Your Options ComparedLoans for Gig WorkersGuaranteed Approval Loans: What's Real and How to Get ApprovedHome Improvement Loans for Repairs That Can't WaitIncome Based Loans: How Lenders Approve You on What You EarnInstant Loans: How to Get Approved and Funded FastITIN Loans: How to Borrow With an ITIN, and Options for ImmigrantsLoans for Low Income BorrowersMedical Emergency LoansMobile Loans: Request Money Right From Your PhoneMoving Loans: Pay for Your Move in Monthly PaymentsLoans Near Me Open Now: Find Help Today, Day or NightLoans Near Me: Local Help Without the TripNeed Money Now? Here's the Fastest Way to Get It HandledLoans With No Bank AccountNo Credit Check Loans: What to Know and How to ApplyNo Credit Loans: How to Borrow When You Have No Credit HistoryPayday Loans Without Direct DepositLoans With No JobLoans for Nurses, Travel Nurses and Healthcare WorkersLoans for Postal WorkersEmergency Rent LoansRV Loans: How to Finance, Fix or Borrow Against an RVSame Day Loans for Bad Credit: Get Approved and Funded FastSame Day Loans: How to Get Money FastSecond Chance Loans: Borrowing After a Credit SetbackLoans for Self-Employed People: Prove Your Income and Get ApprovedLoans for Seniors and RetireesShort Term Loans: Payday, Installment, Credit Line and Title ComparedLoans for Single Mothers: Fast Help When the Budget Runs ShortSmall Loans for Bad Credit: How to Get $100 to $2,000Loans for Social Security Recipients: Your Benefits Count as IncomeLoans for SSI Recipients: How to Borrow the Smart WayTax Refund Advance: Get Your Money SoonerLoans for Teachers and School StaffLoans for Truck Drivers: Company Drivers and Owner-OperatorsLoans for Uber Drivers and Delivery DriversLoans for Unemployed People: Get Help Between JobsVacation Loans: Book the Trip, Pay in Fixed Monthly PaymentsVet Financing: Pay for Your Pet's Care NowLoans for Veterans and Disabled VeteransWedding Loans: How to Finance Your Big Day and What It Costs

How-to guides

APR vs. Interest Rate: The Simple Difference and Why It MattersHow to Borrow Money From Cash App, and What to Do If You Can'tCan a Payday Lender Sue You, Even After 7 Years?Check Cashing Near Me: Where to Cash a Check TodayHow to Consolidate Payday Loans Into One PaymentHow Much Would a $500 Payday Loan Cost?Cash Advance on a Credit Card: What It Really CostsWhat Credit Score Do You Need for a Personal Loan?Payday Alternative Loans: How Credit Union PALs WorkDo Payday Loans Build Credit?Got a Call About a Payday Loan Debt? How to Check the NumberHow to Get Free Money: Legitimate Sources and What to Watch ForHow to Get Out of Payday Loans (and Into One Simple Payment)How to Get Out of a Title Loan (and Keep Your Car)Credit Inquiries: Hard vs. Soft and What They Mean for Your LoanNeed Help Paying Bills? Here's How to Get Them CoveredHow Loan Terms Affect the Cost of Credit: Worked ExamplesHow Long Does It Take to Get a Personal Loan? Timeline and TipsHow Many Payday Loans Can You Have at Once?How Much Personal Loan Can I Get? A Simple Income and DTI EstimateHow Much Can You Get for a Title Loan?How Do Payday Loans Work?How Do Title Loans Work?How to Apply for a Personal Loan, Step by StepHow to Fix Your Credit Score: Step by Step, With a Realistic TimelineHow to Get a Cash Loan: Your Options, RankedHow to Get a Payday LoanHow to Get a Title LoanHow to Get Cash Fast: 10 Ways, Ranked by SpeedLegitimate Online Loans: How to Know a Lender Is RealOnline Loan Marketplaces: How They Work and How to Use OneWhat Is the Maximum Payday Loan Amount?The Military Lending Act: What It Means for Your LoanIs No Credit Better Than Bad Credit? How Lenders See Each OneThe Online Lenders Alliance (OLA), ExplainedPawn Shop Loans: How They WorkAlternatives to a Payday LoanCan a Payday Loan Company File Criminal Charges?Payday Loan Requirements: What You NeedPayday Loan Scams: How to Spot a Fake LenderCan a Payday Loan Garnish Your Social Security?Can Payday Loans Garnish Your Wages?Can You Get a Payday Loan on the Weekend?Are Payday Loans Included in Bankruptcy?Can Payday Loans Go on Your Credit?How to Get a Personal Loan With Bad CreditPersonal Loan RequirementsHow to Prequalify for a Personal Loan Without Hurting Your CreditHow to Refinance a Personal Loan: Steps and the Math That MattersCan I Refinance My Title Loan?Title Loan Interest Rates: What State Law Allows and What You'll PayHow Long Before a Title Loan Repossession?Title Loan Requirements: What You NeedTribal Loans: What They Are and How They WorkWhat Is a Cash Advance? The Definition, Explained Four WaysWhat Is a Good Credit Score? Score Ranges and the Loans Each One UnlocksWhat Is a Payday Loan?What Is a Title Loan?What Is an Installment Loan?What Is an Unsecured Personal Loan?Where Can I Borrow Money Immediately? Every Option, Ranked by Speed

Personal & installment

Laws

Loan amounts

Title loans

Reference

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