Loans in Marathon County, WI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Marathon County, WI.
The median household in Marathon County earns $77,884 a year, about the same as the Wisconsin median of $77,485. About 9% of residents live below the federal poverty line, and 26.7% of households rent their home.
Marathon County money snapshot
| Marathon County | Wisconsin | |
|---|---|---|
| Median monthly rent | $999 | $1,087 |
| Households earning under $35,000 | 19.0% | 20.2% |
| Renters spending 30%+ of income on rent | 42.0% | 42.6% |
| Households with Social Security income | 34.1% | 32.6% |
| Households receiving SSI | 5.1% | 4.2% |
| Households receiving SNAP benefits | 9.9% | 11.1% |
| Adults who are veterans | 6.8% | 6.2% |
| Households with one car | 29.6% | 32.9% |
| Households with two or more cars | 65.6% | 60.7% |
| Unemployment rate (Marathon County, August 2026) | 3.0% | 3.4% |
| Median age | 41.3 | 40.5 |
- 5.1% of households in Marathon County receive SSI (Wisconsin: 4.2%). Here's how lenders treat SSI income: loans for SSI recipients.
- 34.1% of Marathon County households receive Social Security (Wisconsin: 32.6%). Many lenders in our network count benefits as income — see loans for Social Security recipients.
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (not seasonally adjusted).
On our Cash Strain Index, Marathon County ranks #45 of 72 Wisconsin counties (#1 = most financial strain).
What do I need to get a payday loan in Marathon County?
Most Marathon County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
How much can I borrow in Marathon County?
Online payday loan requests through our network typically run $100 to $1,000. The lender decides the final amount based on your income.
What Marathon County borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Marathon County
Payday Loans Legal
Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Personal Loans
No rate cap for DFI-licensed lenders; license needed above 18%.
Title Loans Legal
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Loan businesses in Marathon County
Marathon County had 10 consumer-lending businesses and 4 check-cashing and other credit-service businesses in 2023 (Wisconsin: 196 and 108). You don't have to visit one: our short form reaches lenders that serve Marathon County online, and many deposit funds by the next business day.
Source: U.S. Census Bureau, County Business Patterns 2023 (NAICS 522291 consumer lending; NAICS 522390 other activities related to credit intermediation, which includes check cashing).
Banks and credit unions in Marathon County
Banks with branches in Marathon County
44 FDIC-insured bank branches from 17 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Peoples State Bank | 5 | 314 Main St, Marathon 54448 |
| IncredibleBank | 5 | 327 N 17th Ave, Wausau 54401 |
| BMO Bank National Association | 4 | 500 N 3rd St, Wausau 54403 |
| AbbyBank | 4 | 401 E Spruce St, Abbotsford 54405 |
| U.S. Bank National Association | 3 | 2620 Stewart Ave, Wausau 54401 |
| One Community Bank | 3 | 962 Grand Ave, Schofield 54476 |
| Nicolet National Bank | 3 | 810 N Division St, Colby 54421 |
| Marathon Bank | 3 | 500 Scott St, Wausau 54403 |
| Associated Bank, National Association | 2 | 2010 Stewart Ave, Wausau 54401 |
| Forward Bank | 2 | 1122 N Division St, Colby 54421 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marathon County
25 credit-union locations from 13 credit unions.
| Credit union | Location |
|---|---|
| Connexus | 610 N 2Nd Ave, Wausau 54401 |
| Summit | 2106 Schofield Ave Ste 1, Weston 54476 |
| Covantage | 303 S 1St Ave, Wausau 54401 |
| Park City | 2100 Stewart Ave Ste 100, Wausau 54401 |
| Cloverbelt | 110 Mcindoe St, Wausau 54403 |
| Valley Communities | 1105 Western Ave, Mosinee 54455 |
| Taylor | 310 S 4Th St, Abbotsford 54405 |
| Brokaw | 2006 Schofield Ave, Weston 54476 |
| Marshfield Medical Center | 400 E Thomas St, Wausau 54403 |
| Athens Area | 112 Alfred St, Athens 54411 |
| Marathon County Employees | 400 E Thomas St, Wausau 54403 |
| M.E. Employees | 111 E Randolph St, Wausau 54401 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Marathon County
All Wisconsin counties and cities
Frequently asked questions
Are payday loans legal in Marathon County?
Marathon County follows Wisconsin law. Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Are title loans legal in Marathon County?
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Where can I get a small loan in Marathon County?
Options include 44 bank and 25 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Marathon County?
Fill out our short online form from anywhere in Marathon County. We share it with lenders in our network that serve Wisconsin; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
What is the median household income in Marathon County?
The median household income in Marathon County is $77,884 a year, compared with $77,485 across Wisconsin (Census ACS 2020–2024). Lenders look mainly at steady income you can show, such as paystubs or regular benefit deposits.
Can I get a loan on Social Security income in Marathon County?
You can apply. 34.1% of Marathon County households receive Social Security income (Wisconsin: 32.6%). Many lenders in our network accept regular benefit deposits as income if they go into a checking account in your name.
What is the unemployment rate in Marathon County?
3.0% in August 2026, up from 2.7% a year earlier (U.S. Bureau of Labor Statistics, not seasonally adjusted). If you're between jobs, some lenders accept other regular income such as benefits.
Are there loan stores near me in Marathon County?
Marathon County had 10 consumer-lending businesses and 4 check-cashing and other credit-service businesses in 2023 (Census County Business Patterns). You can also skip the trip and request a loan online in about 3 minutes.
What is the average rent in Marathon County?
Median gross rent in Marathon County is $999 a month, compared with $1,087 across Wisconsin (Census ACS 2020–2024). If rent is due before payday, a small online loan can cover the gap; compare the total cost first.
Can I get an emergency loan in Marathon County?
Yes. When an unexpected bill comes up, Marathon County residents can request an emergency loan online at any time of day. Our 3-minute form goes to lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Marathon County?
Yes. You don't need to visit a branch or storefront anywhere in Marathon County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Wisconsin. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.