Loans in Blount County, AL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Blount County, AL.
The median household in Blount County earns $64,190 a year, about the same as the Alabama median of $63,999. About 13% of residents live below the federal poverty line, and 19.0% of households rent their home. 12.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in Blount County
Most Blount County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Blount County
What Blount County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Blount County
Payday Loans Legal
Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Personal Loans
Tiered caps.
Title Loans Legal
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows…
Banks and credit unions in Blount County
Banks with branches in Blount County
14 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Hometown Bank of Alabama | 4 | 2002 2nd Ave E, Oneonta 35121 |
| Peoples Bank of Alabama | 3 | 918 2nd Ave E, Oneonta 35121 |
| The Huntington National Bank | 2 | 69156 Main Street, Blountsville 35031 |
| Regions Bank | 1 | 201 1st Ave E, Oneonta 35121 |
| Truist Bank | 1 | 415 2nd Ave E, Oneonta 35121 |
| PNC Bank, National Association | 1 | 300 2nd Ave E, Oneonta 35121 |
| Traditions Bank | 1 | 121 White Oak Trl, Warrior 35180 |
| Liberty Bank | 1 | 87615 Us Highway 278, Altoona 35952 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Blount County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Winsouth | 201 3Rd St S, Oneonta 35121 |
Source: NCUA credit union branch data, June 30, 2026.
All Alabama counties and cities
Frequently asked questions
Are payday loans legal in Blount County?
Blount County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Are title loans legal in Blount County?
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.
Where can I get a small loan in Blount County?
Options include 14 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Blount County?
Fill out our short online form from anywhere in Blount County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Blount County with bad credit?
Yes, many lenders in our network work with Blount County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Blount County?
Yes. You don't need to visit a branch or storefront anywhere in Blount County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Alabama. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Blount County, AL?
You can apply at banks, credit unions and lenders in Blount County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alabama residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Blount County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Blount County residents can start any time, and it takes about 3 minutes.