How much can I borrow?

Through our network you can request about $100 to $5,000. Payday loans usually run $100 to $1,000, personal installment loans $500 to $5,000, and title loans depend on your car's value. Your state's laws and the lender's review of your income set the final amount.

How much could I request?

Your stateLoan type

Typical request range–

Available in your state–

Quick eligibility check

I'm 18 or older and a US residentI have a steady source of income (job, benefits or self-employment)I have an active checking account in my nameI have a working phone and email

What decides your amount

State law: many states cap payday and title loan amounts; pick your state above to see its rule.
Income: lenders size the loan to what you can repay from your paycheck or benefits.
Loan type: installment loans usually allow larger amounts than payday loans because repayment is spread out.
Vehicle value (title loans): often 25%–50% of the car's value.

Frequently asked questions

How do installment loans work in your area?

You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. your area residents can see installment loan offers with our free 3-minute form.

Can I get a personal loan in your area with bad credit?

Yes, it's possible. Many lenders in our network work with borrowers who have fair, poor or limited credit, and they look at factors like income and employment, not just your score. Approval and rates depend on your full profile, and nothing is guaranteed, but checking your options is free. your area residents can see if they qualify for $100 to $5,000 in about 3 minutes.

What credit score do I need for a personal loan?

There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in your area with our free 3-minute form.

How can I get an emergency loan in your area?

Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.