Loans in Chilton County, AL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Chilton County, AL.
The median household in Chilton County earns $65,603 a year, about the same as the Alabama median of $63,999. About 14% of residents live below the federal poverty line, and 23.1% of households rent their home. 14.7% of households have no home internet; our form works on any phone.
What you need for a payday loan in Chilton County
Lenders that serve Chilton County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Chilton County
What Chilton County borrowers use it for
keep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Chilton County
Payday Loans Legal
Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Personal Loans
Tiered caps.
Title Loans Legal
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows…
Banks and credit unions in Chilton County
Banks with branches in Chilton County
11 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Marion Community Bank | 3 | 8091 Al Highway 22, Maplesville 36750 |
| Truist Bank | 2 | 501 2nd Ave N, Clanton 35045 |
| Regions Bank | 2 | 24651 Us Highway 31, Jemison 35085 |
| River Bank & Trust | 1 | 620 2nd Ave N, Clanton 35045 |
| First Bank of Alabama | 1 | 105 5th St N, Clanton 35045 |
| Woodforest National Bank | 1 | 1415 7th St S, Clanton 35045 |
| FirstBank | 1 | 619 2nd Ave N, Clanton 35045 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Chilton County
5 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Guardian | 1501 7Th St N, Clanton 35045 |
| Southern Energy | 1872 7Th St S, Clanton 35045 |
| Alabama State Employees | 1400 Woodfin Ln Ste D, Clanton 35045 |
| Mutual Savings | 1501 7Th St S, Clanton 35045 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Chilton County
All Alabama counties and cities
Frequently asked questions
Are payday loans legal in Chilton County?
Chilton County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Are title loans legal in Chilton County?
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.
Where can I get a small loan in Chilton County?
Options include 11 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Chilton County?
Fill out our short online form from anywhere in Chilton County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Chilton County, AL?
You can apply at banks, credit unions and lenders in Chilton County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alabama residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Chilton County?
Yes. You don't need to visit a branch or storefront anywhere in Chilton County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Alabama. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Chilton County with bad credit?
Yes, many lenders in our network work with Chilton County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Chilton County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Chilton County residents can start any time, and it takes about 3 minutes.