Loans in Dale County, AL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Dale County, AL.
The median household in Dale County earns $54,963 a year, 14% below the Alabama median of $63,999. About 19% of residents live below the federal poverty line, and 38.1% of households rent their home. 11.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Dale County
Most Dale County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Dale County
What Dale County borrowers use it for
handle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Dale County
Payday Loans Legal
Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Personal Loans
Tiered caps.
Title Loans Legal
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows…
Banks and credit unions in Dale County
Banks with branches in Dale County
7 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Commercial Bank Of Ozark | 2 | 208 S Merrick Ave, Ozark 36360 |
| Wells Fargo Bank, National Association | 1 | 293 Andrews Ave, Ozark 36360 |
| PeoplesSouth Bank | 1 | 211 W Reynolds St, Ozark 36360 |
| Pinnacle Bank | 1 | 510 Andrews Ave, Ozark 36360 |
| Troy Bank & Trust Company | 1 | 6 Atlantic St, Ariton 36311 |
| Friend Bank | 1 | 465 S College St, Newton 36352 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Dale County
9 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| All In | 238 Virginia Ave, Daleville 36322 |
| Mtc | 3792 Mance Newton Rd Ste 2, Midland City 36350 |
| Solutions First | 131 Mixon School Road, Ozark 36360 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Dale County
All Alabama counties and cities
Frequently asked questions
Are payday loans legal in Dale County?
Dale County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Are title loans legal in Dale County?
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.
Where can I get a small loan in Dale County?
Options include 7 bank and 9 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Dale County?
Fill out our short online form from anywhere in Dale County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Dale County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Dale County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Dale County with bad credit?
Yes, many lenders in our network work with Dale County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Dale County?
Yes. You don't need to visit a branch or storefront anywhere in Dale County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Alabama. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Dale County?
Yes. When an unexpected bill comes up, Dale County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.