Loans in Dallas County, AL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Dallas County, AL.
The median household in Dallas County earns $35,627 a year, 44% below the Alabama median of $63,999. About 31% of residents live below the federal poverty line, and 36.2% of households rent their home. 17.0% of households have no home internet; our form works on any phone.
What you need for a payday loan in Dallas County
Lenders that serve Dallas County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Dallas County
What Dallas County borrowers use it for
cover a short gap before payday
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Dallas County
Payday Loans Legal
Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Personal Loans
Tiered caps.
Title Loans Legal
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows…
Banks and credit unions in Dallas County
Banks with branches in Dallas County
7 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Cahawba Bank | 2 | 2610 Citizens Pkwy, Selma 36701 |
| Wells Fargo Bank, National Association | 1 | 2605 Citizens Pkwy, Selma 36701 |
| Trustmark Bank | 1 | 310 Broad St, Selma 36701 |
| PNC Bank, National Association | 1 | 9 Broad St, Selma 36701 |
| Regions Bank | 1 | 1105 Highland Ave, Selma 36703 |
| Marion Community Bank | 1 | 2400 Us Highway 80 W, Selma 36701 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Dallas County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Alabama State Employees | 1102 Singleton Dr, Selma 36703 |
| Mutual Savings | 907 Medical Center Pkwy, Selma 36701 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Dallas County
All Alabama counties and cities
Frequently asked questions
Are payday loans legal in Dallas County?
Dallas County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Are title loans legal in Dallas County?
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.
Where can I get a small loan in Dallas County?
Options include 7 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Dallas County?
Fill out our short online form from anywhere in Dallas County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Dallas County, AL?
You can apply at banks, credit unions and lenders in Dallas County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alabama residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Dallas County?
Yes. When an unexpected bill comes up, Dallas County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Dallas County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Dallas County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Dallas County?
Yes. You don't need to visit a branch or storefront anywhere in Dallas County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Alabama. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.