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Loans in Hale County, AL: payday, personal & title options

Alabama law verified 2026-10-25 · County data updated 2026-10-25

Residents of Hale County follow Alabama lending law: payday loans are legal, car title loans are legal, and personal installment loans are available from licensed and online lenders. Here is local income data, every bank and credit union in the county, and how to request offers.

Request a payday loan in Hale County

✓ Free to use✓ About 3 minutes✓ No obligation✓ Bad credit OK to apply
  1. 1 Choose an amount and fill out the form
  2. 2 Get matched with a lender in our network
  3. 3 Review your offer and get funded, often next business day

Tip: apply on a weekday morning for the best chance of funding by the next business day.

No hard credit inquiry on our end; lenders may check your credit. Not a lender; approval, amount and terms come from the lender. Example: $1,000 over 12 months at 35.99% APR ≈ $100.46/month.

$39,250
Median household income (state $63,999)
24.6%
Below poverty line (state 15.6%)
6.0%
Unemployment rate (state 4.8%)
14,829
Residents

U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hale County, AL.

The median household in Hale County earns $39,250 a year, 39% below the Alabama median of $63,999. About 25% of residents live below the federal poverty line, and 25.6% of households rent their home. 22.5% of households have no home internet; our form works on any phone.

What you need for a payday loan in Hale County

Lenders that serve Hale County typically ask for the following:

  • Be 18 or older (19 in some states) and a US resident
  • A government-issued photo ID
  • A steady source of income — a job, benefits or self-employment
  • An active checking account in your name for the deposit
  • A working phone number and email address

Popular loan amounts in Hale County

What Hale County borrowers use it for

Loans for your situation

Which loans are available in Hale County

Banks and credit unions in Hale County

Banks with branches in Hale County

3 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.

BankBranchesExample location
Peoples Bank of Greensboro11402 State St, Greensboro 36744
Bank of Moundville1319 Market St, Moundville 35474
The Citizens Bank11300 State St, Greensboro 36744

Source: FDIC BankFind Suite, retrieved Oct 2026.

No credit-union branch is listed inside Hale County. The nearest counties with credit unions:

Credit unions in Greene County

1 credit-union locations from 1 credit unions.

Credit unionLocation
Federation Of Greene County Empl.112 Prairie Ave, Eutaw 35462

Source: NCUA credit union branch data, June 30, 2026.

Credit unions in Bibb County

1 credit-union locations from 1 credit unions.

Credit unionLocation
Riverfall901 Birmingham Rd, Centreville 35042

Source: NCUA credit union branch data, June 30, 2026.

All Alabama counties and cities

Frequently asked questions

Are payday loans legal in Hale County?

Hale County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.

Are title loans legal in Hale County?

Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.

Where can I get a small loan in Hale County?

Options include 3 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.

How do I get a loan in Hale County?

Fill out our short online form from anywhere in Hale County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.

Can I get a loan in Hale County on the weekend?

You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Hale County residents can start any time, and it takes about 3 minutes.

Can I get an emergency loan in Hale County?

Yes. When an unexpected bill comes up, Hale County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.

Can I apply for a loan online in Hale County?

Yes. You don't need to visit a branch or storefront anywhere in Hale County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Alabama. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.

Where can I get a loan in Hale County, AL?

You can apply at banks, credit unions and lenders in Hale County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alabama residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.

Free · about 3 min · no obligationSee if you qualify