Loans in Henry County, AL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Henry County, AL.
The median household in Henry County earns $59,931 a year, 6% below the Alabama median of $63,999. About 18% of residents live below the federal poverty line, and 20.5% of households rent their home. 14.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in Henry County
Lenders that serve Henry County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Henry County
What Henry County borrowers use it for
cover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Henry County
Payday Loans Legal
Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Personal Loans
Tiered caps.
Title Loans Legal
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows…
Banks and credit unions in Henry County
Banks with branches in Henry County
7 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| HNB First Bank | 3 | 40 S Main St, Headland 36345 |
| PeoplesSouth Bank | 2 | 519 Kirkland St, Abbeville 36310 |
| BankSouth | 1 | 100 N Court Sq, Abbeville 36310 |
| Ameris Bank | 1 | 204 Kirkland St, Abbeville 36310 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Henry County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| All In | 609 Ozark Rd, Abbeville 36310 |
| Five Star | 16706 Us Highway 431 S, Headland 36345 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Henry County
All Alabama counties and cities
Frequently asked questions
Are payday loans legal in Henry County?
Henry County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Are title loans legal in Henry County?
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.
Where can I get a small loan in Henry County?
Options include 7 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Henry County?
Fill out our short online form from anywhere in Henry County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Henry County, AL?
You can apply at banks, credit unions and lenders in Henry County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alabama residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Henry County with bad credit?
Yes, many lenders in our network work with Henry County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Henry County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Henry County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Henry County?
Yes. You don't need to visit a branch or storefront anywhere in Henry County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Alabama. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.