Loans in Marion County, AL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Marion County, AL.
The median household in Marion County earns $50,088 a year, 22% below the Alabama median of $63,999. About 16% of residents live below the federal poverty line, and 23.2% of households rent their home. 18.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in Marion County
Lenders that serve Marion County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Marion County
What Marion County borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Marion County
Payday Loans Legal
Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Personal Loans
Tiered caps.
Title Loans Legal
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows…
Banks and credit unions in Marion County
Banks with branches in Marion County
10 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| State Bank & Trust | 4 | 1945 Us Highway 43, Winfield 35594 |
| PeoplesTrust Bank | 2 | 34888 Us Highway 43, Hackleburg 35564 |
| First State Bank of the South, Inc. | 2 | 240 Military St S, Hamilton 35570 |
| The Citizens Bank of Winfield | 1 | 236 Bankhead Hwy, Winfield 35594 |
| First National Bank | 1 | 341 Military St S, Hamilton 35570 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marion County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Listerhill | 2201 Military Street St S, Hamilton 35570 |
Source: NCUA credit union branch data, June 30, 2026.
All Alabama counties and cities
Frequently asked questions
Are payday loans legal in Marion County?
Marion County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Are title loans legal in Marion County?
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.
Where can I get a small loan in Marion County?
Options include 10 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Marion County?
Fill out our short online form from anywhere in Marion County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Marion County, AL?
You can apply at banks, credit unions and lenders in Marion County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alabama residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Marion County?
Yes. When an unexpected bill comes up, Marion County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Marion County?
Yes. You don't need to visit a branch or storefront anywhere in Marion County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Alabama. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Marion County with bad credit?
Yes, many lenders in our network work with Marion County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.