Loans in Marshall County, AL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Marshall County, AL.
The median household in Marshall County earns $62,571 a year, about the same as the Alabama median of $63,999. About 17% of residents live below the federal poverty line, and 24.2% of households rent their home.
What you need for a payday loan in Marshall County
Lenders that serve Marshall County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Marshall County
What Marshall County borrowers use it for
handle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Marshall County
Payday Loans Legal
Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Personal Loans
Tiered caps.
Title Loans Legal
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows…
Banks and credit unions in Marshall County
Banks with branches in Marshall County
34 FDIC-insured bank branches from 17 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Huntington National Bank | 5 | 5399 Main St, Grant 35747 |
| Peoples Bank of Alabama | 5 | 910 N Brindlee Mountain Pkwy, Arab 35016 |
| Regions Bank | 3 | 1199 N Brindlee Mountain Pkwy, Arab 35016 |
| Citizens Bank & Trust | 3 | 711 Gunter Ave, Guntersville 35976 |
| Wells Fargo Bank, National Association | 2 | 201 Billy Dyar Blvd, Boaz 35957 |
| Peoples Independent Bank | 2 | 121 Billy B. Dyar Boulevard, Boaz 35957 |
| The Southern Bank Company | 2 | 625 E Main St, Albertville 35950 |
| Liberty Bank | 2 | 305 N Broad St, Albertville 35950 |
| Solutions Plus Bank | 2 | 700 Al Highway 75 N, Albertville 35951 |
| First Bank of Boaz | 1 | 124 S Main St, Boaz 35957 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marshall County
8 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Redstone | 1069 N Main St, Arab 35016 |
| Family Security | 5976 Us Highway 431, Albertville 35950 |
| Family Savings | 7200 Us Highway 431 Ste 350, Albertville 35950 |
| Winsouth | 3512 Us Highway 431, Albertville 35950 |
| Emblem | 8576 Us Highway 431, Albertville 35950 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Marshall County
All Alabama counties and cities
Frequently asked questions
Are payday loans legal in Marshall County?
Marshall County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Are title loans legal in Marshall County?
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.
Where can I get a small loan in Marshall County?
Options include 34 bank and 8 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Marshall County?
Fill out our short online form from anywhere in Marshall County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Marshall County with bad credit?
Yes, many lenders in our network work with Marshall County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Marshall County, AL?
You can apply at banks, credit unions and lenders in Marshall County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alabama residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Marshall County?
Yes. When an unexpected bill comes up, Marshall County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Marshall County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Marshall County residents can start any time, and it takes about 3 minutes.