Loans in Pike County, AL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pike County, AL.
The median household in Pike County earns $48,677 a year, 24% below the Alabama median of $63,999. About 23% of residents live below the federal poverty line, and 38.7% of households rent their home. 14.8% of households have no home internet; our form works on any phone.
What you need for a payday loan in Pike County
Here's what to have on hand before you start your payday loan request in Pike County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pike County
What Pike County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Pike County
Payday Loans Legal
Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Personal Loans
Tiered caps.
Title Loans Legal
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows…
Banks and credit unions in Pike County
Banks with branches in Pike County
8 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Troy Bank & Trust Company | 5 | 137 S Main St, Brundidge 36010 |
| Wells Fargo Bank, National Association | 1 | 855 Highway 231 S, Troy 36081 |
| Regions Bank | 1 | 801 S George Wallace Dr, Troy 36081 |
| First Cahawba Bank | 1 | 601 Trojan Pakway, Troy 36079 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pike County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| All In | 651 Alabama Hwy 87, Troy 36079 |
| Max | 1207 Highway 231 S, Troy 36081 |
| Guardian | 1120 Highway 231 S, Troy 36081 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Pike County
All Alabama counties and cities
Frequently asked questions
Are payday loans legal in Pike County?
Pike County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Are title loans legal in Pike County?
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.
Where can I get a small loan in Pike County?
Options include 8 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pike County?
Fill out our short online form from anywhere in Pike County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Pike County with bad credit?
Yes, many lenders in our network work with Pike County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Pike County?
Yes. When an unexpected bill comes up, Pike County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Pike County, AL?
You can apply at banks, credit unions and lenders in Pike County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alabama residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Pike County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pike County residents can start any time, and it takes about 3 minutes.