Loans in Tallapoosa County, AL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Tallapoosa County, AL.
The median household in Tallapoosa County earns $59,356 a year, 7% below the Alabama median of $63,999. About 16% of residents live below the federal poverty line, and 23.9% of households rent their home. 11.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Tallapoosa County
Lenders that serve Tallapoosa County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Tallapoosa County
What Tallapoosa County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Tallapoosa County
Payday Loans Legal
Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Personal Loans
Tiered caps.
Title Loans Legal
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows…
Banks and credit unions in Tallapoosa County
Banks with branches in Tallapoosa County
11 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Valley National Bank | 3 | 4643 Highway 280, Alexander City 35010 |
| PNC Bank, National Association | 1 | 242 N Broadnax St, Dadeville 36853 |
| CB&S Bank, Inc. | 1 | 301 Main St, Tallassee 36078 |
| Wells Fargo Bank, National Association | 1 | 4316 Highway 280, Alexander City 35010 |
| Truist Bank | 1 | 2055 Cherokee Rd, Alexander City 35010 |
| Regions Bank | 1 | 3961 Highway 280, Alexander City 35010 |
| Farmers and Merchants Bank | 1 | 216 S Broadnax St, Dadeville 36853 |
| River Bank & Trust | 1 | 3617 Highway 280, Alexander City 35010 |
| Central State Bank | 1 | 3105 Alabama Highway 63 S, Alexander City 35010 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Tallapoosa County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Guardian | 2420 Highway 63 South, Alexander City 35010 |
| Mutual Savings | 1030 Lee St, Alexander City 35010 |
| Heritage South | 3553 Us Hwy 280, Alexander City 35010 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Tallapoosa County
All Alabama counties and cities
Frequently asked questions
Are payday loans legal in Tallapoosa County?
Tallapoosa County follows Alabama law. Payday loans ("deferred presentment") are legal in Alabama from lenders licensed by the State Banking Department under the Deferred Presentment Services Act, Ala.
Are title loans legal in Tallapoosa County?
Alabama has no statute that names "title loans." Lenders that hold car titles generally operate as pawnshops ("title pawns") licensed under the Alabama Pawnshop Act, which allows a charge of up to 25% of the principal per month.
Where can I get a small loan in Tallapoosa County?
Options include 11 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Tallapoosa County?
Fill out our short online form from anywhere in Tallapoosa County. We share it with lenders in our network that serve Alabama; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Tallapoosa County?
Yes. You don't need to visit a branch or storefront anywhere in Tallapoosa County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Alabama. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Tallapoosa County, AL?
You can apply at banks, credit unions and lenders in Tallapoosa County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alabama residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Tallapoosa County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Tallapoosa County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Tallapoosa County with bad credit?
Yes, many lenders in our network work with Tallapoosa County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.