Loans in Ketchikan Gateway Borough, AK: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Ketchikan Gateway Borough, AK.
The median household in Ketchikan Gateway Borough earns $92,885 a year, about the same as the Alaska median of $92,788. About 9% of residents live below the federal poverty line, and 31.4% of households rent their home.
What you need for a payday loan in Ketchikan Gateway Borough
Lenders that serve Ketchikan Gateway Borough typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Ketchikan Gateway Borough
What Ketchikan Gateway Borough borrowers use it for
cover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Ketchikan Gateway Borough
Payday Loans Legal
Payday loans ("deferred deposit advances") are legal in Alaska from lenders licensed under AS 06.50.
Personal Loans
Licensed small lenders: 3%/month on the first $850, 2%/month on the part up to $10,000, and any agreed rate on the part from $10,000 to $25,000.
Title Loans Limited
We found no Alaska statute that authorizes car-title loans.
Banks and credit unions in Ketchikan Gateway Borough
Banks with branches in Ketchikan Gateway Borough
6 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Bank | 3 | 331 Dock St, Ketchikan 99901 |
| Wells Fargo Bank, National Association | 1 | 2415 Tongass Ave, Ketchikan 99901 |
| KeyBank National Association | 1 | 2501 Tongass Ave, Ketchikan 99901 |
| Northrim Bank | 1 | 2491 Tongass Ave, Ketchikan 99901 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Ketchikan Gateway Borough
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Global | 2417 Tongass Ave, Ketchikan 99901 |
| Credit Union 1 | 2444 Hemlock Ave, Ketchikan 99901 |
| Tongass | 2000 Tongass Ave, Ketchikan 99901 |
Source: NCUA credit union branch data, June 30, 2026.
All Alaska counties and cities
Frequently asked questions
Are payday loans legal in Ketchikan Gateway Borough?
Ketchikan Gateway Borough follows Alaska law. Payday loans ("deferred deposit advances") are legal in Alaska from lenders licensed under AS 06.50.
Are title loans legal in Ketchikan Gateway Borough?
We found no Alaska statute that authorizes car-title loans.
Where can I get a small loan in Ketchikan Gateway Borough?
Options include 6 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Ketchikan Gateway Borough?
Fill out our short online form from anywhere in Ketchikan Gateway Borough. We share it with lenders in our network that serve Alaska; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Ketchikan Gateway Borough, AK?
You can apply at banks, credit unions and lenders in Ketchikan Gateway Borough, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Alaska residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Ketchikan Gateway Borough?
Yes. You don't need to visit a branch or storefront anywhere in Ketchikan Gateway Borough. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Alaska. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Ketchikan Gateway Borough with bad credit?
Yes, many lenders in our network work with Ketchikan Gateway Borough residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Ketchikan Gateway Borough on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Ketchikan Gateway Borough residents can start any time, and it takes about 3 minutes.