Loans in Boulder County, CO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Boulder County, CO.
The median household in Boulder County earns $103,994 a year, 9% above the Colorado median of $95,470. About 11% of residents live below the federal poverty line, and 38.0% of households rent their home.
What you need for a personal loan in Boulder County
Most Boulder County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Boulder County
What Boulder County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Boulder County
Payday Loans Not available
Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Personal Loans
Supervised lenders: 21%, or tiered 36%/21%/15%; unlicensed lenders capped at 12%.
Title Loans Limited
Colorado has no title-loan statute.
Banks and credit unions in Boulder County
Banks with branches in Boulder County
91 FDIC-insured bank branches from 33 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 10 | 2500 Arapahoe Ave, Boulder 80302 |
| Wells Fargo Bank, National Association | 9 | 1242 Pearl St, Boulder 80302 |
| PNC Bank, National Association | 8 | 1707 Main St, Longmont 80501 |
| BMO Bank National Association | 6 | 1610 Hover St, Longmont 80501 |
| First Interstate Bank | 6 | 2775 Pearl St, Boulder 80302 |
| U.S. Bank National Association | 5 | 436 Coffman St, Longmont 80501 |
| SouthState Bank, National Association | 4 | 401 Main St, Longmont 80501 |
| First National Bank of Omaha | 4 | 915 S Hover St, Longmont 80501 |
| Zions Bancorporation, N.A. | 3 | 2011 Ken Pratt Blvd, Longmont 80501 |
| KeyBank National Association | 3 | 1933 28th St, Boulder 80301 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Boulder County
22 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 2317 30Th St Unit 2C, Boulder 80301 |
| Blue | 2800 Arapahoe Ave, Boulder 80303 |
| Security Service | 1260 S Hover St Ste A, Longmont 80501 |
| Bellco | 1250 S Hover St Ste 200, Longmont 80501 |
| Meritrust | 5505 Arapahoe Ave, Boulder 80303 |
| Elevations | 2960 Diagonal Highway, Boulder 80301 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Boulder County
All Colorado counties and cities
Frequently asked questions
Are payday loans legal in Boulder County?
Boulder County follows Colorado law. Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Are title loans legal in Boulder County?
Colorado has no title-loan statute.
Where can I get a small loan in Boulder County?
Options include 91 bank and 22 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Boulder County?
Fill out our short online form from anywhere in Boulder County. We share it with lenders in our network that serve Colorado; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Boulder County?
Yes. You don't need to visit a branch or storefront anywhere in Boulder County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Colorado. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Boulder County?
Yes. When an unexpected bill comes up, Boulder County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Boulder County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Boulder County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Boulder County, CO?
You can apply at banks, credit unions and lenders in Boulder County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Colorado residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.