Loans in Chaffee County, CO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Chaffee County, CO.
The median household in Chaffee County earns $84,132 a year, 12% below the Colorado median of $95,470. About 8% of residents live below the federal poverty line, and 25.9% of households rent their home.
What you need for a personal loan in Chaffee County
Here's what to have on hand before you start your personal loan request in Chaffee County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Chaffee County
What Chaffee County borrowers use it for
handle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Chaffee County
Payday Loans Not available
Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Personal Loans
Supervised lenders: 21%, or tiered 36%/21%/15%; unlicensed lenders capped at 12%.
Title Loans Limited
Colorado has no title-loan statute.
Banks and credit unions in Chaffee County
Banks with branches in Chaffee County
9 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| High Country Bank | 3 | 7360 W Us Highway 50, Salida 81201 |
| Glacier Bank | 2 | 105 Centennial Plaza, Buena Vista 81211 |
| BMO Bank National Association | 1 | 146 G St, Salida 81201 |
| PB&T Bank | 1 | 910 E Rainbow Blvd, Salida 81201 |
| TBK BANK, SSB | 1 | 725 Us Highway 24 N, Buena Vista 81211 |
| The Colorado Bank and Trust Company of La Junta | 1 | 106 N. Court Street, Buena Vista 81211 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Chaffee County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Blue | 7480 W Us Highway 50, Salida 81201 |
| Power | 28350 County Road 317 Unit 10, Buena Vista 81211 |
Source: NCUA credit union branch data, June 30, 2026.
All Colorado counties and cities
Frequently asked questions
Are payday loans legal in Chaffee County?
Chaffee County follows Colorado law. Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Are title loans legal in Chaffee County?
Colorado has no title-loan statute.
Where can I get a small loan in Chaffee County?
Options include 9 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Chaffee County?
Fill out our short online form from anywhere in Chaffee County. We share it with lenders in our network that serve Colorado; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Chaffee County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Chaffee County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Chaffee County, CO?
You can apply at banks, credit unions and lenders in Chaffee County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Colorado residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Chaffee County?
Yes. You don't need to visit a branch or storefront anywhere in Chaffee County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Colorado. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Chaffee County?
Yes. When an unexpected bill comes up, Chaffee County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.