Loans in Clear Creek County, CO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Clear Creek County, CO.
The median household in Clear Creek County earns $94,577 a year, about the same as the Colorado median of $95,470. About 6% of residents live below the federal poverty line, and 18.4% of households rent their home.
What you need for a personal loan in Clear Creek County
Lenders that serve Clear Creek County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Clear Creek County
What Clear Creek County borrowers use it for
the fastest options online
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Clear Creek County
Payday Loans Not available
Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Personal Loans
Supervised lenders: 21%, or tiered 36%/21%/15%; unlicensed lenders capped at 12%.
Title Loans Limited
Colorado has no title-loan statute.
Banks and credit unions in Clear Creek County
Banks with branches in Clear Creek County
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Evergreen National Bank | 1 | 502 6th St, Georgetown 80444 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Clear Creek County. The nearest counties with credit unions:
Credit unions in Jefferson County
43 credit-union locations from 21 credit unions.
| Credit union | Location |
|---|---|
| Navy Federal Credit Union | 2125 S Webster St Ste 101, Lakewood 80227 |
| Wings | 12644 W Indore Pl, Littleton 80127 |
| Bellco | 570 S Wadsworth Blvd, Lakewood 80226 |
| Canvas | 7502 W 80Th Ave, Arvada 80003 |
| Meritrust | 360 Interlocken Blvd, Broomfield 80021 |
| Credit Union Of Colorado, A | 8770 Wadsworth Blvd Unit R, Arvada 80003 |
| Westerra | 7270A W 88Th Ave, Arvada 80003 |
| Credit Union Of Denver | 9305 W Alameda Ave, Lakewood 80226 |
| Sooper Cu Dba Climb Cu | 1497 S Wadsworth Blvd, Lakewood 80232 |
| Partner Colorado | 6221 Sheridan Blvd, Arvada 80003 |
| Colorado | 10026 W San Juan Way Ste 200, Littleton 80127 |
| On Tap | 816 Washington Ave, Golden 80401 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Summit County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Credit Union Of The Rockies | 111 E Main St Ste C, Frisco 80443 |
Source: NCUA credit union branch data, June 30, 2026.
All Colorado counties and cities
Frequently asked questions
Are payday loans legal in Clear Creek County?
Clear Creek County follows Colorado law. Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Are title loans legal in Clear Creek County?
Colorado has no title-loan statute.
Where can I get a small loan in Clear Creek County?
Options include 1 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Clear Creek County?
Fill out our short online form from anywhere in Clear Creek County. We share it with lenders in our network that serve Colorado; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Clear Creek County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Clear Creek County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Clear Creek County with bad credit?
Yes, many lenders in our network work with Clear Creek County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Clear Creek County, CO?
You can apply at banks, credit unions and lenders in Clear Creek County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Colorado residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Clear Creek County?
Yes. You don't need to visit a branch or storefront anywhere in Clear Creek County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Colorado. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.