Loans in Denver County, CO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Denver County, CO.
The median household in Denver County earns $94,718 a year, about the same as the Colorado median of $95,470. About 11% of residents live below the federal poverty line, and 51.2% of households rent their home.
What you need for a personal loan in Denver County
Lenders that serve Denver County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Denver County
What Denver County borrowers use it for
the fastest options online
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Denver County
Payday Loans Not available
Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Personal Loans
Supervised lenders: 21%, or tiered 36%/21%/15%; unlicensed lenders capped at 12%.
Title Loans Limited
Colorado has no title-loan statute.
Banks and credit unions in Denver County
Banks with branches in Denver County
162 FDIC-insured bank branches from 48 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 19 | 2696 S Colorado Blvd, Denver 80222 |
| PNC Bank, National Association | 16 | 8901 E Hampden Ave, Denver 80231 |
| U.S. Bank National Association | 14 | 950 17th St, Denver 80202 |
| Wells Fargo Bank, National Association | 12 | 1701 N Lincoln St, Denver 80203 |
| KeyBank National Association | 8 | 2776 N Speer Blvd, Denver 80211 |
| BMO Bank National Association | 8 | 3102 S Sheridan Blvd, Denver 80227 |
| The Huntington National Bank | 8 | 3720 Quebec St, Denver 80207 |
| UMB Bank, National Association | 7 | 1635 E Colfax Ave, Denver 80218 |
| Bank of America, National Association | 7 | 100 Fillmore St, Denver 80206 |
| Zions Bancorporation, N.A. | 6 | 1380 S Federal Blvd, Denver 80219 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Denver County
29 credit-union locations from 15 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 6971 E Belleview Ave, Denver 80237 |
| Blue | 6460 E Yale Ave, Denver 80222 |
| Wings | 1499 Wynkoop St Ste 100, Denver 80202 |
| Security Service | 7800 W Quincy Ave, Littleton 80123 |
| Bellco | 1075 S Havana St, Denver 80012 |
| Canvas | 815 Colorado Blvd, Denver 80206 |
| Credit Union Of Colorado, A | 1275 Tremont Pl, Denver 80204 |
| Westerra | 3700 E Alameda Ave, Denver 80209 |
| Credit Union Of Denver | 900 Auraria Pkwy Unit 263, Denver 80204 |
| Meriwest | 1601 Wewatta St Ste 300, Denver 80202 |
| Partner Colorado | 1600 W 12Th Ave, Denver 80204 |
| Denver Community Cu D.B.A. Zing Cu | 1075 Acoma St, Denver 80204 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Denver County
All Colorado counties and cities
Frequently asked questions
Are payday loans legal in Denver County?
Denver County follows Colorado law. Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Are title loans legal in Denver County?
Colorado has no title-loan statute.
Where can I get a small loan in Denver County?
Options include 162 bank and 29 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Denver County?
Fill out our short online form from anywhere in Denver County. We share it with lenders in our network that serve Colorado; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Denver County?
Yes. When an unexpected bill comes up, Denver County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Denver County?
Yes. You don't need to visit a branch or storefront anywhere in Denver County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Colorado. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Denver County with bad credit?
Yes, many lenders in our network work with Denver County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Denver County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Denver County residents can start any time, and it takes about 3 minutes.