Loans in Logan County, CO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Logan County, CO.
The median household in Logan County earns $51,829 a year, 46% below the Colorado median of $95,470. About 16% of residents live below the federal poverty line, and 33.7% of households rent their home. 10.6% of households have no home internet; our form works on any phone.
What you need for a personal loan in Logan County
Most Logan County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Logan County
What Logan County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Logan County
Payday Loans Not available
Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Personal Loans
Supervised lenders: 21%, or tiered 36%/21%/15%; unlicensed lenders capped at 12%.
Title Loans Limited
Colorado has no title-loan statute.
Banks and credit unions in Logan County
Banks with branches in Logan County
7 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The First National Bank of Fleming | 1 | 201 N Logan Ave, Fleming 80728 |
| Wells Fargo Bank, National Association | 1 | 129 S 3rd St, Sterling 80751 |
| BMO Bank National Association | 1 | 130 N 3rd St, Sterling 80751 |
| Equitable Savings and Loan Association | 1 | 221 N 3rd St, Sterling 80751 |
| Bank of Colorado | 1 | 131 W Main St, Sterling 80751 |
| TBK BANK, SSB | 1 | 122 W Main St, Sterling 80751 |
| First FarmBank | 1 | 931 W Main St, Sterling 80751 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Logan County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Sterling | 822 W Main St, Sterling 80751 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Logan County
All Colorado counties and cities
Frequently asked questions
Are payday loans legal in Logan County?
Logan County follows Colorado law. Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Are title loans legal in Logan County?
Colorado has no title-loan statute.
Where can I get a small loan in Logan County?
Options include 7 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Logan County?
Fill out our short online form from anywhere in Logan County. We share it with lenders in our network that serve Colorado; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Logan County?
Yes. When an unexpected bill comes up, Logan County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Logan County?
Yes. You don't need to visit a branch or storefront anywhere in Logan County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Colorado. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Logan County, CO?
You can apply at banks, credit unions and lenders in Logan County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Colorado residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Logan County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Logan County residents can start any time, and it takes about 3 minutes.