Loans in Moffat County, CO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Moffat County, CO.
The median household in Moffat County earns $73,849 a year, 23% below the Colorado median of $95,470. About 8% of residents live below the federal poverty line, and 30.6% of households rent their home.
What you need for a personal loan in Moffat County
Here's what to have on hand before you start your personal loan request in Moffat County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Moffat County
What Moffat County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Moffat County
Payday Loans Not available
Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Personal Loans
Supervised lenders: 21%, or tiered 36%/21%/15%; unlicensed lenders capped at 12%.
Title Loans Limited
Colorado has no title-loan statute.
Banks and credit unions in Moffat County
Banks with branches in Moffat County
3 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Colorado | 1 | 250 W Victory Way, Craig 81625 |
| Glacier Bank | 1 | 600 Yampa Ave, Craig 81625 |
| Yampa Valley Bank | 1 | 435 Mack Ln, Craig 81625 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Moffat County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Moffat County Schools | 585 Tucker St, Craig 81625 |
| St. Michaels | 678 School St, Craig 81625 |
Source: NCUA credit union branch data, June 30, 2026.
All Colorado counties and cities
Frequently asked questions
Are payday loans legal in Moffat County?
Moffat County follows Colorado law. Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Are title loans legal in Moffat County?
Colorado has no title-loan statute.
Where can I get a small loan in Moffat County?
Options include 3 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Moffat County?
Fill out our short online form from anywhere in Moffat County. We share it with lenders in our network that serve Colorado; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Moffat County?
Yes. You don't need to visit a branch or storefront anywhere in Moffat County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Colorado. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Moffat County, CO?
You can apply at banks, credit unions and lenders in Moffat County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Colorado residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Moffat County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Moffat County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Moffat County with bad credit?
Yes, many lenders in our network work with Moffat County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.