Loans in Prowers County, CO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Prowers County, CO.
The median household in Prowers County earns $53,508 a year, 44% below the Colorado median of $95,470. About 18% of residents live below the federal poverty line, and 32.9% of households rent their home. 11.7% of households have no home internet; our form works on any phone.
What you need for a personal loan in Prowers County
Here's what to have on hand before you start your personal loan request in Prowers County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Prowers County
What Prowers County borrowers use it for
handle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Prowers County
Payday Loans Not available
Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Personal Loans
Supervised lenders: 21%, or tiered 36%/21%/15%; unlicensed lenders capped at 12%.
Title Loans Limited
Colorado has no title-loan statute.
Banks and credit unions in Prowers County
Banks with branches in Prowers County
10 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| TBK BANK, SSB | 3 | 108 E Goff Ave, Granada 81041 |
| The Colorado Bank and Trust Company of La Junta | 2 | 220 Main St, Wiley 81092 |
| Frontier Bank | 2 | 200 S Main St, Lamar 81052 |
| GNBank, National Association | 1 | 204 S 4th St, Lamar 81052 |
| Community State Bank | 1 | 717 N Main St, Lamar 81052 |
| McClave State Bank | 1 | 309 E Olive St, Lamar 81052 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Prowers County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Fellowship | 803 E Olive St, Lamar 81052 |
| Peoples | 411 S Main St, Lamar 81052 |
Source: NCUA credit union branch data, June 30, 2026.
All Colorado counties and cities
Frequently asked questions
Are payday loans legal in Prowers County?
Prowers County follows Colorado law. Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Are title loans legal in Prowers County?
Colorado has no title-loan statute.
Where can I get a small loan in Prowers County?
Options include 10 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Prowers County?
Fill out our short online form from anywhere in Prowers County. We share it with lenders in our network that serve Colorado; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Prowers County with bad credit?
Yes, many lenders in our network work with Prowers County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Prowers County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Prowers County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Prowers County, CO?
You can apply at banks, credit unions and lenders in Prowers County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Colorado residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Prowers County?
Yes. You don't need to visit a branch or storefront anywhere in Prowers County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Colorado. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.