Loans in Washington County, CO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Washington County, CO.
The median household in Washington County earns $67,167 a year, 30% below the Colorado median of $95,470. About 8% of residents live below the federal poverty line, and 26.4% of households rent their home. 11.5% of households have no home internet; our form works on any phone.
What you need for a personal loan in Washington County
Here's what to have on hand before you start your personal loan request in Washington County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Washington County
What Washington County borrowers use it for
the fastest options online
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Washington County
Payday Loans Not available
Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Personal Loans
Supervised lenders: 21%, or tiered 36%/21%/15%; unlicensed lenders capped at 12%.
Title Loans Limited
Colorado has no title-loan statute.
Banks and credit unions in Washington County
Banks with branches in Washington County
6 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| TBK BANK, SSB | 2 | 175 E 1st St, Akron 80720 |
| Equitable Savings and Loan Association | 1 | 201 Main Ave, Akron 80720 |
| Bank of Colorado | 1 | 365 W 1st St, Akron 80720 |
| The Farmers State Bank of Brush | 1 | 101 Main Ave, Akron 80720 |
| Stockmens Bank | 1 | 202 Main Ave, Akron 80720 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Washington County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Akron | 245 Main Ave, Akron 80720 |
Source: NCUA credit union branch data, June 30, 2026.
All Colorado counties and cities
Frequently asked questions
Are payday loans legal in Washington County?
Washington County follows Colorado law. Colorado still authorizes "deferred deposit loans" of up to $500, but since Proposition 111 (2018) their charges are capped at 36% APR.
Are title loans legal in Washington County?
Colorado has no title-loan statute.
Where can I get a small loan in Washington County?
Options include 6 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Washington County?
Fill out our short online form from anywhere in Washington County. We share it with lenders in our network that serve Colorado; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Washington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Washington County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Washington County?
Yes. When an unexpected bill comes up, Washington County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Washington County with bad credit?
Yes, many lenders in our network work with Washington County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Washington County?
Yes. You don't need to visit a branch or storefront anywhere in Washington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Colorado. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.