Loans in Kalawao County, HI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Kalawao County, HI.
The median household in Kalawao County earns $73,750 a year, 27% below the Hawaii median of $100,389. About 23% of residents live below the federal poverty line, and 100.0% of households rent their home.
What you need for a personal loan in Kalawao County
Most Kalawao County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Kalawao County
What Kalawao County borrowers use it for
keep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Kalawao County
Payday Loans Not available
Payday lending is no longer allowed in Hawaii.
Personal Loans
Installment loans up to $1,500: 36% interest plus monthly fee; 12%/24% otherwise.
Title Loans
No Hawaii law specifically licensing car title loans was found.
Banks and credit unions in Kalawao County
No credit-union branch is listed inside Kalawao County. The nearest counties with credit unions:
Credit unions in Maui County
21 credit-union locations from 12 credit unions.
| Credit union | Location |
|---|---|
| Hawaii State | 140 Hookele St Ste 230, Kahului 96732 |
| Hawaiiusa | Queen Kaahumanu Office Building, Kahului 96732 |
| Aloha Pacific | 70 Hookele St Ste 1210, Kahului 96732 |
| Hawaiian Financial | 101 Pakaula St, Kahului 96732 |
| Maui County | 224 Kehalani Drive, Wailuku 96793 |
| Valley Isle Community | 160 Paahana St, Kahului 96732 |
| Maui | 107 E Wakea Ave, Kahului 96732 |
| Wailuku | 133 Maa St, Kahului 96732 |
| Molokai Community | 135 Puali Place, Kaunakakai 96748 |
| Kahului | 25 W Kamehameha Ave, Kahului 96732 |
| Lanai | 816 Ilima Ave, Lanai City 96763 |
| Maui Teachers | 2145 Wells St Ste 101, Wailuku 96793 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Honolulu County
101 credit-union locations from 28 credit unions.
| Credit union | Location |
|---|---|
| Pearl Hawaii | 94-449 Ukee St, Waipahu 96797 |
| Navy Federal Credit Union | 95-1830 Meheula Pkwy, Mililani 96789 |
| Pentagon | Building 553, Fort Shafter 96858 |
| Hawaii State | 333 Queen St, Honolulu 96813 |
| Hawaiiusa | 1226 College Walk, Honolulu 96817 |
| Operating Engineers Local Union #3 | 2181 Lauwiliwili St # 120, Kapolei 96707 |
| Aloha Pacific | 832 S Hotel St, Honolulu 96813 |
| Matanuska Valley | 94-226 Leoku St Unit 4, Waipahu 96797 |
| Hawaiian Financial | 1138 N King St, Honolulu 96817 |
| Lokahi | 98-1005 Moanalua Rd Spc 245, Aiea 96701 |
| University Of Hawaii | 2019 S King St, Honolulu 96826 |
| I.L.W.U. | 680 Iwilei Rd, Honolulu 96817 |
Source: NCUA credit union branch data, June 30, 2026.
All Hawaii counties and cities
Frequently asked questions
Are payday loans legal in Kalawao County?
Kalawao County follows Hawaii law. Payday lending is no longer allowed in Hawaii.
Are title loans legal in Kalawao County?
No Hawaii law specifically licensing car title loans was found.
Where can I get a small loan in Kalawao County?
Options include licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Kalawao County?
Fill out our short online form from anywhere in Kalawao County. We share it with lenders in our network that serve Hawaii; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Kalawao County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Kalawao County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Kalawao County, HI?
You can apply at banks, credit unions and lenders in Kalawao County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Hawaii residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Kalawao County?
Yes. When an unexpected bill comes up, Kalawao County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Kalawao County?
Yes. You don't need to visit a branch or storefront anywhere in Kalawao County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Hawaii. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.