Loans in Maui County, HI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Maui County, HI.
The median household in Maui County earns $97,161 a year, about the same as the Hawaii median of $100,389. About 9% of residents live below the federal poverty line, and 34.4% of households rent their home.
What you need for a personal loan in Maui County
Here's what to have on hand before you start your personal loan request in Maui County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Maui County
What Maui County borrowers use it for
keep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Maui County
Payday Loans Not available
Payday lending is no longer allowed in Hawaii.
Personal Loans
Installment loans up to $1,500: 36% interest plus monthly fee; 12%/24% otherwise.
Title Loans
No Hawaii law specifically licensing car title loans was found.
Banks and credit unions in Maui County
Banks with branches in Maui County
31 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Hawaii | 10 | Hana Shopping Center, Room 3, Hana 96713 |
| First Hawaiian Bank | 6 | 20 W Kaahumanu Ave, Kahului 96732 |
| American Savings Bank, National Association | 6 | 150 Hookele St, Kahului 96732 |
| Central Pacific Bank | 4 | 207 Piikea Ave Ste 6-63, Kihei 96753 |
| Bank of Hope | 3 | 275 W Kaahumanu Ave, Kahului 96732 |
| Hawaii National Bank | 1 | 53 S Puunene Ave, Kahului 96732 |
| Finance Factors, Ltd. | 1 | 27 S Puunene Ave, Kahului 96732 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Maui County
21 credit-union locations from 12 credit unions.
| Credit union | Location |
|---|---|
| Hawaii State | 140 Hookele St Ste 230, Kahului 96732 |
| Hawaiiusa | Queen Kaahumanu Office Building, Kahului 96732 |
| Aloha Pacific | 70 Hookele St Ste 1210, Kahului 96732 |
| Hawaiian Financial | 101 Pakaula St, Kahului 96732 |
| Maui County | 224 Kehalani Drive, Wailuku 96793 |
| Valley Isle Community | 160 Paahana St, Kahului 96732 |
| Maui | 107 E Wakea Ave, Kahului 96732 |
| Wailuku | 133 Maa St, Kahului 96732 |
| Molokai Community | 135 Puali Place, Kaunakakai 96748 |
| Kahului | 25 W Kamehameha Ave, Kahului 96732 |
| Lanai | 816 Ilima Ave, Lanai City 96763 |
| Maui Teachers | 2145 Wells St Ste 101, Wailuku 96793 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Maui County
All Hawaii counties and cities
Frequently asked questions
Are payday loans legal in Maui County?
Maui County follows Hawaii law. Payday lending is no longer allowed in Hawaii.
Are title loans legal in Maui County?
No Hawaii law specifically licensing car title loans was found.
Where can I get a small loan in Maui County?
Options include 31 bank and 21 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Maui County?
Fill out our short online form from anywhere in Maui County. We share it with lenders in our network that serve Hawaii; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Maui County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Maui County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Maui County?
Yes. When an unexpected bill comes up, Maui County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Maui County with bad credit?
Yes, many lenders in our network work with Maui County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Maui County, HI?
You can apply at banks, credit unions and lenders in Maui County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Hawaii residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.