Loans in Bingham County, ID: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Bingham County, ID.
The median household in Bingham County earns $77,878 a year, about the same as the Idaho median of $77,800. About 12% of residents live below the federal poverty line, and 19.5% of households rent their home.
What you need for a payday loan in Bingham County
Lenders that serve Bingham County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Bingham County
What Bingham County borrowers use it for
handle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Bingham County
Payday Loans Legal
Payday loans are legal in Idaho from lenders licensed by the Department of Finance under the Idaho Credit Code.
Personal Loans
No rate cap; licensed lenders may charge any rate agreed in the contract.
Title Loans Legal
Car title loans are legal in Idaho under the Title Loan Act from lenders licensed to make regulated consumer loans.
Banks and credit unions in Bingham County
Banks with branches in Bingham County
9 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 2 | 165 S Main St, Aberdeen 83210 |
| The Bank of Commerce | 2 | 290 S State St, Shelley 83274 |
| Zions Bancorporation, N.A. | 1 | 1350 Parkway Dr, Blackfoot 83221 |
| KeyBank National Association | 1 | 15 N Ash St, Blackfoot 83221 |
| WaFd Bank | 1 | 280 W Judicial St, Blackfoot 83221 |
| Ireland Bank | 1 | 386 N Main St, Aberdeen 83210 |
| D. L. Evans Bank | 1 | 1200 Parkway Dr., Blackfoot 83221 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Bingham County
7 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| Idaho Central | 498 N Meridian St, Blackfoot 83221 |
| Westmark | 575 Jensen Grove Dr, Blackfoot 83221 |
| Frontier | 418 W Fir St, Shelley 83274 |
| Lookout | 58 N Broadway St, Blackfoot 83221 |
| Connections | 110 S Main St, Firth 83236 |
| Sei | 515 W Bridge St, Blackfoot 83221 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Bingham County
Frequently asked questions
Are payday loans legal in Bingham County?
Bingham County follows Idaho law. Payday loans are legal in Idaho from lenders licensed by the Department of Finance under the Idaho Credit Code.
Are title loans legal in Bingham County?
Car title loans are legal in Idaho under the Title Loan Act from lenders licensed to make regulated consumer loans.
Where can I get a small loan in Bingham County?
Options include 9 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Bingham County?
Fill out our short online form from anywhere in Bingham County. We share it with lenders in our network that serve Idaho; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Bingham County?
Yes. When an unexpected bill comes up, Bingham County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Bingham County, ID?
You can apply at banks, credit unions and lenders in Bingham County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Idaho residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Bingham County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Bingham County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Bingham County with bad credit?
Yes, many lenders in our network work with Bingham County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.