Loans in Bartholomew County, IN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Bartholomew County, IN.
The median household in Bartholomew County earns $79,901 a year, 11% above the Indiana median of $71,957. About 10% of residents live below the federal poverty line, and 30.7% of households rent their home.
What you need for a payday loan in Bartholomew County
Most Bartholomew County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Bartholomew County
What Bartholomew County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Bartholomew County
Payday Loans Legal
Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Personal Loans
Supervised loans: 36% to $2,600, 21% to $5,200, 15% above (or 25%).
Title Loans
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Banks and credit unions in Bartholomew County
Banks with branches in Bartholomew County
22 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Financial Bank | 7 | 125 3rd St, Columbus 47201 |
| German American Bank | 4 | 803 Washington St, Columbus 47201 |
| Jackson County Bank | 3 | 400 Washington St, Columbus 47201 |
| Old National Bank | 2 | 3805 25th St, Columbus 47203 |
| Woodforest National Bank | 2 | 2025 Merchant Mile, Columbus 47201 |
| PNC Bank, National Association | 1 | 1830 25th St, Columbus 47201 |
| Horizon Bank | 1 | 655 3rd St, Columbus 47201 |
| Fifth Third Bank, National Association | 1 | 2117 Twenty-Fifth Street, Columbus 47201 |
| Union Savings Bank | 1 | 2655 Central Ave, Columbus 47201 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Bartholomew County
8 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Centra | 1430 N National Rd, Columbus 47201 |
| Bar-Cons | 1142 N Marr Rd, Columbus 47201 |
| Business And Industrial | 740 N Marr Rd, Columbus 47201 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Bartholomew County
All Indiana counties and cities
Frequently asked questions
Are payday loans legal in Bartholomew County?
Bartholomew County follows Indiana law. Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Are title loans legal in Bartholomew County?
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Where can I get a small loan in Bartholomew County?
Options include 22 bank and 8 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Bartholomew County?
Fill out our short online form from anywhere in Bartholomew County. We share it with lenders in our network that serve Indiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Bartholomew County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Bartholomew County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Bartholomew County with bad credit?
Yes, many lenders in our network work with Bartholomew County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Bartholomew County?
Yes. You don't need to visit a branch or storefront anywhere in Bartholomew County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Indiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Bartholomew County, IN?
You can apply at banks, credit unions and lenders in Bartholomew County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Indiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.