Loans in Clark County, IN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Clark County, IN.
The median household in Clark County earns $74,214 a year, about the same as the Indiana median of $71,957. About 10% of residents live below the federal poverty line, and 25.3% of households rent their home.
What you need for a payday loan in Clark County
Here's what to have on hand before you start your payday loan request in Clark County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Clark County
What Clark County borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Clark County
Payday Loans Legal
Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Personal Loans
Supervised loans: 36% to $2,600, 21% to $5,200, 15% above (or 25%).
Title Loans
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Banks and credit unions in Clark County
Banks with branches in Clark County
38 FDIC-insured bank branches from 14 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The New Washington State Bank | 8 | 402 E Main St, New Washington 47162 |
| First Merchants Bank | 6 | 702 N Shore Dr, Jeffersonville 47130 |
| JPMorgan Chase Bank, National Association | 5 | 460 Spring St, Jeffersonville 47130 |
| PNC Bank, National Association | 3 | 819 Eastern Blvd, Clarksville 47129 |
| WesBanco Bank, Inc. | 3 | 201 W Court Ave, Jeffersonville 47130 |
| German American Bank | 3 | 3537 E 10th St, Jeffersonville 47130 |
| Stock Yards Bank & Trust Company | 2 | 227 E Lewis And Clark Pkwy, Clarksville 47129 |
| First Harrison Bank | 2 | 2754 Allison Ln, Jeffersonville 47130 |
| U.S. Bank National Association | 1 | 2750 Allison Ln, Jeffersonville 47130 |
| First Financial Bank | 1 | 3539 E 10th St, Jeffersonville 47130 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Clark County
12 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Advanz | 2917 E 10Th St, Jeffersonville 47130 |
| Indiana Members | 3535 E 10Th St, Jeffersonville 47130 |
| Centra | 651 Hamburg Way, Sellersburg 47172 |
| L & N | 1450 Veterans Pkwy Ste 100, Jeffersonville 47130 |
| Park | 1010 Veterans Pkwy, Clarksville 47129 |
| Heritage | 2013 Jeffersonville Commons Dr, Jeffersonville 47130 |
| One Vision | 206 W Lewis And Clark Pkwy, Clarksville 47129 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Clark County
All Indiana counties and cities
Frequently asked questions
Are payday loans legal in Clark County?
Clark County follows Indiana law. Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Are title loans legal in Clark County?
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Where can I get a small loan in Clark County?
Options include 38 bank and 12 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Clark County?
Fill out our short online form from anywhere in Clark County. We share it with lenders in our network that serve Indiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Clark County?
Yes. When an unexpected bill comes up, Clark County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Clark County, IN?
You can apply at banks, credit unions and lenders in Clark County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Indiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Clark County with bad credit?
Yes, many lenders in our network work with Clark County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Clark County?
Yes. You don't need to visit a branch or storefront anywhere in Clark County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Indiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.