Loans in Daviess County, IN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Daviess County, IN.
The median household in Daviess County earns $68,503 a year, about the same as the Indiana median of $71,957. About 12% of residents live below the federal poverty line, and 27.6% of households rent their home. 14.7% of households have no home internet; our form works on any phone.
What you need for a payday loan in Daviess County
Lenders that serve Daviess County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Daviess County
What Daviess County borrowers use it for
keep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Daviess County
Payday Loans Legal
Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Personal Loans
Supervised loans: 36% to $2,600, 21% to $5,200, 15% above (or 25%).
Title Loans
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Banks and credit unions in Daviess County
Banks with branches in Daviess County
12 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| German American Bank | 3 | 560 S State Road 57, Washington 47501 |
| First Merchants Bank | 2 | 501 W Main St, Odon 47562 |
| Old National Bank | 2 | 211 E Main St, Washington 47501 |
| First Federal Savings Bank of Washington | 1 | 439 S State Road 57, Washington 47501 |
| Woodforest National Bank | 1 | 1801 S State Road 57, Washington 47501 |
| First Federal Savings Bank | 1 | 200 E Van Trees St, Washington 47501 |
| First Financial Bank, National Association | 1 | 300 E Main St, Washington 47501 |
| Springs Valley Bank & Trust Company | 1 | 1717 S State Road 57, Washington 47501 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Daviess County
4 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Liberty | 2103 E National Hwy, Washington 47501 |
| Crane | 1 W Gate Dr, Odon 47562 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Daviess County
All Indiana counties and cities
Frequently asked questions
Are payday loans legal in Daviess County?
Daviess County follows Indiana law. Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Are title loans legal in Daviess County?
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Where can I get a small loan in Daviess County?
Options include 12 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Daviess County?
Fill out our short online form from anywhere in Daviess County. We share it with lenders in our network that serve Indiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Daviess County?
Yes. When an unexpected bill comes up, Daviess County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Daviess County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Daviess County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Daviess County, IN?
You can apply at banks, credit unions and lenders in Daviess County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Indiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Daviess County?
Yes. You don't need to visit a branch or storefront anywhere in Daviess County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Indiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.