Loans in Huntington County, IN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Huntington County, IN.
The median household in Huntington County earns $66,301 a year, 8% below the Indiana median of $71,957. About 10% of residents live below the federal poverty line, and 22.6% of households rent their home.
What you need for a payday loan in Huntington County
Here's what to have on hand before you start your payday loan request in Huntington County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Huntington County
What Huntington County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Huntington County
Payday Loans Legal
Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Personal Loans
Supervised loans: 36% to $2,600, 21% to $5,200, 15% above (or 25%).
Title Loans
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Banks and credit unions in Huntington County
Banks with branches in Huntington County
15 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Bippus State Bank | 4 | 150 Hauenstein Rd, Huntington 46750 |
| First Federal Savings Bank | 4 | 648 N Jefferson St, Huntington 46750 |
| Lake City Bank | 1 | 1501 N Jefferson St, Huntington 46750 |
| PNC Bank, National Association | 1 | 2020 N Jefferson St, Huntington 46750 |
| Flagstar Bank, National Association | 1 | 2720 Guilford St, Huntington 46750 |
| 1st Source Bank | 1 | 1959 N Jefferson St, Huntington 46750 |
| First Merchants Bank | 1 | 2845 Guilford St, Huntington 46750 |
| First Farmers Bank & Trust Co. | 1 | 244 Hauenstein Rd, Huntington 46750 |
| Woodforest National Bank | 1 | 2800 Walmart Dr, Huntington 46750 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Huntington County
7 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| Partners 1St | 621 Cherry St, Huntington 46750 |
| Community Link | 325 Etna Ave, Huntington 46750 |
| Everwise | 313 Northpoint Ave, Huntington 46750 |
| Beacon | 136 Northpoint Ave, Huntington 46750 |
| Midwest America | 2835 N Jefferson St, Huntington 46750 |
| Public Service #3 | 1885 Old Us 24 E, Huntington 46750 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Huntington County
All Indiana counties and cities
Frequently asked questions
Are payday loans legal in Huntington County?
Huntington County follows Indiana law. Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Are title loans legal in Huntington County?
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Where can I get a small loan in Huntington County?
Options include 15 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Huntington County?
Fill out our short online form from anywhere in Huntington County. We share it with lenders in our network that serve Indiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Huntington County?
Yes. You don't need to visit a branch or storefront anywhere in Huntington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Indiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Huntington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Huntington County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Huntington County with bad credit?
Yes, many lenders in our network work with Huntington County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Huntington County?
Yes. When an unexpected bill comes up, Huntington County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.